603 Midland Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 603 Midland Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,900 sqft · built 2002
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (May 2026)
Tax Bill	$4,669 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T031800030`

Property Details

APN / Parcel Number

Primary APN	`T031800030`
Alternative APN	`4-0053-8938-00-0142.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,900 sqft Living Area
Gross Area	3,462 sqft
1st Floor Area	2,050 sqft
Basement Area	1,012 sqft
Finished Basement	850 sqft
Unfinished Basement	162 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	28 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T031800030
Street Address	603 MIDLAND DR
City	O FALLON
State	MO
Zip	63366-7566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EASTBURY VLG AT THORNBURY LOT 142
Legal Subdivision	EASTBURY VLG AT THORNBURY
Legal Lot Number	142
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	2
Census Block	2013
Census Tract	311907

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	603 MIDLAND DR, O FALLON, MO 63366-7566
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Warranty Deed, Transfer · Conventional Mortgage TRUST COMPANY
Oct 2, 2020	Quit Claim Deed, Transfer US BK
Mar 1, 2019	Warranty Deed, Transfer STIFEL BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Prior Sale	Oct 2, 2020 · Amount on Record
Deed Document Number	202625181
Prior Transfer Date	Sep 18, 2020
Prior Transfer Doc	0000074180
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 29, 2026
Property Address	603 MIDLAND DR, O FALLON, MO 63366-7566
Document Number	0000025181
Instrument Date	May 28, 2026
Instrument	202625181
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 MIDLAND DR, O FALLON, MO 63366-7566

Mortgage

Document Number	0000025182,
Date	May 29, 2026
Instrument	202625182

Lender

Name	TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.65%
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 2, 2020
Property Address	603 MIDLAND DR, O FALLON, MO 63366-7566
Document Number	0000074180
Instrument Date	Sep 18, 2020
Instrument	74180
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	ORT TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	603 MIDLAND DR O FALLON MO 633667566, O FALLON, MO 63366-7566

Mortgage

Document Number	74181
Date	Oct 2, 2020
Instrument	74181

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 1, 2019
Property Address	603 MIDLAND DR, O FALLON, MO 63366-7566
Document Number	0070411561
Book / Page	007041 / 001561
Instrument Date	Feb 22, 2019
Instrument	91800
Transaction Type	Transfer
Record Updated	Mar 26, 2019
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 MIDLAND DR O FALLON MO 633667566, O FALLON, MO 63366-7566

Mortgage

Document Number	70411563
Date	Mar 1, 2019
Book Page	007041/001563
Instrument	91810

Lender

Name	STIFEL BK&TR
Type	Bank
Address	ST LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,385 (-)	$359,919 (-) Building $359,919
2025	$4,669.00 (+9.4%)	$68,385 (+12.67%)	$359,919 (+12.67%) Building $359,919
2024	$4,268.00
2023		$60,697
2022			$319,455 Land $50,000 Building $269,455

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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