595 Lear Rd, Avon Lake, OH 44012 Property Records

Lorain County property record for 595 Lear Rd, Avon Lake, OH 44012

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,098 sqft · built 2014
Lot Size	0.919 acres (40,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$945,000 (May 2018)
Tax Bill	$19,471 (2025)
Deeds & Mortgages	May 2021 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-00-029-101-052`

Property Details

APN / Parcel Number

Primary APN	`04-00-029-101-052`
Alternative APN	`0400029000683`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Building Area	3,098 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	40,075 sqft (0.919 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Open Porch
Porch Area	297 sqft
Patio Area	30 sqft
Balcony	Balcony
Balcony Area	222 sqft
Canopy	215 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Old Parcel Number	0400029000683
Street Address	595 LEAR RD
City	AVON LAKE
State	OH
Zip	44012-2052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROM -207
Legal Subdivision	AVON SEC 29
Jurisdiction	LORAIN OH
Township / Civil Division	AVON LAKE
Census Block Group	3
Census Block	3007
Census Tract	97401

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	595 LEAR RD, AVON LAKE, OH 44012-2052
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
May 21, 2018	Warranty Deed, Transfer FIRST FED'L S&L/LAKEWOOD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2018 · Amount on Record
Deed Sale	May 21, 2018 · Amount on Record
Deed Document Number	2018002566
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	595 LEAR RD, AVON LAKE, OH 44012-2052
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	NOT AVAILABLE, SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210816724
Date	May 10, 2021
Instrument	2021-0816724

Lender

Name	KEY BANK NA
Type	Bank
Address	AVON LAKE, OH 44012

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2031

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	595 LEAR RD, AVON LAKE, OH 44012-2052
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210802740
Date	Feb 12, 2021
Instrument	2021-0802740

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 21, 2018
Property Address	595 LEAR RD, AVON LAKE, OH 44012-2052
Document Number	0000673038
Instrument Date	May 15, 2018
Instrument	673038
Transaction Type	Transfer
Record Updated	Mar 2, 2020
Title Company	NORTHERN TITLE, NORTHERN TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,780.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	595 LEAR RD AVON LAKE OH 440122052, AVON LAKE, OH 44012-2052

Mortgage

Document Number	673039
Date	May 21, 2018
Instrument	673039

Lender

Name	FIRST FED'L S&L/LAKEWOOD
Type	Federal Savings Bank
Address	LAKEWOOD, OH 44107

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 20, 2048

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Avon Lake City
County	Lorain County
Unified School District	Avon Lake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,471.00	$383,670 (+%) Land $41,880 Building $341,790	$1,096,190 (-) Land $119,660 Building $976,530
2024	$19,471.00 (+1.1%)	$383,667 (+8.95%) Land $41,881 Building $341,786	$1,096,190 (+8.95%) Land $119,660 Building $976,530
2023	$19,260.00 (+1.02%)	$352,160 (-) Land $83,979 Building $268,181	$1,006,170 (-) Land $239,940 Building $766,230
2022	$19,065.00	$352,160 Land $83,980 Building $268,180
2021			$1,006,170 Land $239,940 Building $766,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVON LAKE CITY PWS serves 23,659 people · EPA ID OH4700311
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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