610 Julia Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 610 Julia Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,512 sqft · built 1974
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Apr 2021)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jun 2017 Sale & Mortgage
APN	`04-29-0-105-021`

Property Details

APN / Parcel Number

Primary APN	`04-29-0-105-021`

Interior

Full Baths	3 Baths
Building Area	1,512 sqft Living Area
Upper Floors Area	92 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1988
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	644 sqft

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	610 JULIA DR
City	O FALLON
State	IL
Zip	62269-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWOOD EAST 7TH ADD LOT/SEC-113 DOC A02694807
Legal Subdivision	FAIRWOOD EAST 7TH ADD
Legal Block	105
Legal Lot Number	113
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2012
Census Tract	504351

Owner

610 Julia Dr is owned and occupied by an individual who bought it in April 2021.

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	610 JULIA DR, O FALLON, IL 62269-1320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 20, 2017	Warranty Deed, Transfer · Conventional Mortgage SCOTT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2021 · Amount on File
Deed Sale	Apr 7, 2021 · Amount on File
Prior Sale	Jun 20, 2017 · Amount on File
Deed Document Number	20212694807
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 7, 2021
Property Address	610 JULIA DR, O FALLON, IL 62269-1320
Document Number	A02694807
Map Reference	MB 62 PG 1
Instrument Date	Apr 5, 2021
Instrument	A02694807
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	610 JULIA DR, 610, O FALLON, IL 62269-1320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 JULIA DR, O FALLON, IL 62269-1320

Mortgage

Document Number	A02694808
Date	Apr 7, 2021
Instrument	A02694808

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 20, 2017
Property Address	610 JULIA DR, O FALLON, IL 62269-1320
Document Number	00A2540744
Instrument Date	Jun 19, 2017
Instrument	2540744
Transaction Type	Transfer
Record Updated	Jul 6, 2017
Title Company	ADVANCED TITLE SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	610 JULIA DR O FALLON IL 622691320, O FALLON, IL 62269-1320

Mortgage

Document Number	A2540745
Date	Jun 20, 2017
Instrument	2540745

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 19, 2032

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$90,507 Land $12,738 Building $77,769	$271,521 Land $38,214 Building $233,307
2022	$67,372 Land $9,483 Building $57,889	$202,116 Land $28,449 Building $173,667

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 610 Julia Dr; there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 610 Julia Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Verizon.

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