604 Julia Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 604 Julia Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,107 sqft · built 1963
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,500 (Jul 2025)
Tax Bill	$4,737 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Feb 2023 Mortgage
APN	`04-29-0-105-002`

Property Details

APN / Parcel Number

Primary APN	`04-29-0-105-002`

Interior

Full Baths	3 Baths
Building Area	1,107 sqft Living Area
Basement Area	1,107 sqft
Unfinished Basement	1,107 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1985
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Mixed
Garage Area	672 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	280 sqft
Deck Area	320 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	604 JULIA DR
City	O FALLON
State	IL
Zip	62269-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWOOD EAST LOT/SEC-18 A02855131
Legal Subdivision	FAIRWOOD EAST
Legal Block	105
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2012
Census Tract	504351

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	604 JULIA DR, O FALLON, IL 62269-1320
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Warranty Deed, Transfer · Commercial Mortgage BANK OF BELLEVILLE
Feb 13, 2023	Intrafamily Transfer, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2025 · Amount on Record
Deed Sale	Jul 29, 2025 · Amount on Record
Prior Sale	Feb 26, 2024 · Amount on Record
Deed Document Number	20252855131
Prior Transfer Date	Jan 4, 2023
Prior Transfer Doc	0002773618
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Feb 26, 2024
Property Address	604 JULIA DR, O FALLON, IL 62269-1320
Document Number	0A02806205
Map Reference	MB 58 PG 32
Instrument Date	Feb 15, 2024
Instrument	A02806205
Transaction Type	Transfer
Record Updated	Mar 13, 2024
Title Company	ADVANCE TITLE SOLUTIONS INC, ADVANCED TITLE SOLUTIONS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1701 WEIL RD, LEBANON, IL 62254-1931

Mortgage

Document Number	0A02806206
Date	Feb 26, 2024
Instrument	A02806206

Lender

Name	BANK OF BELLEVILLE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR IL
Recording Date	Feb 13, 2023
Property Address	604 JULIA DR, O FALLON, IL 62269-1320
Document Number	0A02773618
Map Reference	MB 58 PG 32
Instrument Date	Jan 4, 2023
Instrument	A02773618
Transaction Type	Transfer
Record Updated	Mar 1, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 JULIA DR, O FALLON, IL 62269-1320

Mortgage

Document Number	0A02773619
Date	Feb 13, 2023
Instrument	A02773619

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

Interest

Rate	5.5%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,737.00 (+20.47%) Homeowner's exemption	$65,722 (+9.62%) Land $12,398 Building $53,324	$197,166 (+9.62%) Land $37,194 Building $159,972
2024	$3,932.00	$59,954 (+22.55%) Land $11,310 Building $48,644	$179,862 (+22.55%) Land $33,930 Building $145,932
2022		$48,922 Land $9,229 Building $39,693	$146,766 Land $27,687 Building $119,079

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Verizon.

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