601 Julia Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 601 Julia Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,188 sqft · built 1963
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Jul 2018)
Tax Bill	$5,680 (2025)
Deeds & Mortgages	Sep 2019 Loan Modification Jul 2018 Sale & Mortgage + 1 more
APN	`04-29-0-104-021`

Property Details

APN / Parcel Number

Primary APN	`04-29-0-104-021`

Interior

Full Baths	3 Baths
Building Area	1,188 sqft Living Area
Upper Floors Area	44 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1985
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Mixed
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	100 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	601 JULIA DR
City	O FALLON
State	IL
Zip	62269-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWOOD EAST LOT/SEC-3 A02583974
Legal Subdivision	FAIRWOOD EAST
Legal Block	104
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2008
Census Tract	504351

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	601 JULIA DR, O FALLON, IL 62269-1321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2019	Loan Modification, Mortgage PENNYMAC
Jul 26, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Oct 20, 2017	Quit Claim Deed, Mortgage DELMAR FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2018 · Amount on Record
Deed Sale	Jul 26, 2018 · Amount on Record
Prior Sale	Apr 20, 2010 · Amount on Record
Deed Document Number	20182583974
Prior Transfer Date	Oct 13, 2017
Prior Transfer Doc	00A2555724
Record Updated	Oct 29, 2026

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	601 JULIA DR, O FALLON, IL 62269-1321
Document Number	00A2629837
Instrument Date	Sep 10, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 JULIA DR O FALLON IL 622691321, O FALLON, IL 62269-1321

Mortgage

Document Number	00A2629837
Date	Oct 11, 2019
Instrument	2629837

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 26, 2018
Property Address	601 JULIA DR, O FALLON, IL 62269-1321
Document Number	00A2583974
Instrument Date	Jul 24, 2018
Instrument	2583974
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$277.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 JULIA DR O FALLON IL 622691321, O FALLON, IL 62269-1321

Mortgage

Document Number	A2583975
Date	Jul 26, 2018
Instrument	2583975

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2048

Interest

Rate Type	Fixed Rate
Rate	5.37%

October 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 20, 2017
Property Address	601 JULIA DR, O FALLON, IL 62269-1321
Document Number	00A2555724
Instrument Date	Oct 13, 2017
Instrument	2555724
Transaction Type	Mortgage
Record Updated	Dec 8, 2017
Title Company	COMMUNITY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	601 JULIA DR O FALLON IL 622691321, O FALLON, IL 62269-1321

Mortgage

Document Number	A2555725
Date	Oct 20, 2017
Instrument	2555725

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,680.00 (+13.17%) Homeowner's exemption	$84,804 (+9.62%) Land $20,568 Building $64,236	$254,412 (+9.62%) Land $61,704 Building $192,708
2024	$5,019.00	$77,362 (+22.55%) Land $18,763 Building $58,599	$232,086 (+22.55%) Land $56,289 Building $175,797
2022		$63,126 Land $15,310 Building $47,816	$189,378 Land $45,930 Building $143,448

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Verizon.

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