517 E Cota St, Santa Barbara, CA 93103 Property Records

Santa Barbara County property record for 517 E Cota St, Santa Barbara, CA 93103

Property Summary

Property TypeSingle Family Home
Lot Size0.35 acres (15,246 sqft)
OwnerCompany Name on File
Last Sale$460,000 (Nov 1999)
Tax Bill$10,095 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone AH (high risk)
APN031-171-005

Property Details

APN / Parcel Number

Primary APN031-171-005
Alternative APN
  • 03117105

Exterior

Architectural StyleDuplex Single
Lot Area15,246 sqft (0.35 acres)

Location & Zoning

Street Address517 E COTA ST
CitySANTA BARBARA
StateCA
Zip93103-3101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCM
Legal DescriptionSANTA BARBARA CITY OF BLK 205 POR OF
Legal SubdivisionSAID CITY
Legal Block205
Legal Lot Number11
JurisdictionSANTA BARBARA CA
Township / Civil DivisionSANTA BARBARA
Census Block Group1
Census Block1008
Census Tract900

Owner

517 E Cota St is owned by a company that acquired it in August 2000.

Source: Santa Barbara County records, as of July 8, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 3127, SANTA BARBARA, CA 93130-3127
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 1999 · Amount on File
Deed SaleNov 16, 1999 · Amount on File
Prior SaleFeb 12, 1999
Deed Document Number199991193
Last Transfer DateAug 28, 2000
Transfer Doc0000053334
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA BARBARA CA
Property Address517 E COTA ST, SANTA BARBARA, CA 93103-3101
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1024 N ONTARE RD, SANTA BARBARA, CA 93105-1936

Mortgage

Document Number0000004270
DateJan 21, 2021
Instrument2021-0004270
Lender
NameAMERICAN RIVIERA BANK
TypeBank
AddressSANTA BARBARA, CA 93101
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 517 E Cota St was $10,095.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Barbara County
MunicipalitySanta Barbara City
Unified School DistrictSanta Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$971,967 (+2%) Land $705,465 Building $266,502
2025$10,095.00$952,910 Land $691,633 Building $261,277
2023$9,741.00 (+1.74%)$915,909 Land $664,777 Building $251,132
2022$9,574.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 517 E Cota St in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 38 policies
Nearby Flood Policies38 in force
Nearby Flood Claims31 (1995–2023)
Claims Outside the SFHA1 of 31
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 10 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 5 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 517 E Cota St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SANTA BARBARA WATER DEPARTMENT
serves 93,334 people · EPA ID CA4210010
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Cox Communications, Frontier, GeoLinks, Verizon.

Nearby Properties on E Cota St

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