604 E Cota St, Santa Barbara, CA 93103 Property Records

Santa Barbara County property record for 604 E Cota St, Santa Barbara, CA 93103

Property Summary

Property TypeResidential
Lot Size0.48 acres (20,909 sqft)
OwnerCompany Name on Record
Last Sale$1,400,000 (Jun 2014)
Tax Bill$109,141 (2025)
Deeds & MortgagesOct 2018 Mortgage
Dec 2017 Loan Modification
+ 1 more
Flood ZoneZone AH (high risk)
APN031-222-001

Property Details

APN / Parcel Number

Primary APN031-222-001
Alternative APN
  • 03122201

Exterior

Lot Area20,909 sqft (0.48 acres)

Location & Zoning

Street Address604 E COTA ST
CitySANTA BARBARA
StateCA
Zip93103-3155
Property CategoryResidential
Property TypeResidential > Specialized > Other
Local Zoning CodeCM
Legal DescriptionLOT 15 BLK 223
Legal SubdivisionSANTA BARBARA
Legal Block223
Legal Lot Number15
JurisdictionSANTA BARBARA CA
Township / Civil DivisionSANTA BARBARA
Census Block Group1
Census Block1015
Census Tract801

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address604 E COTA ST, 100A, SANTA BARBARA, CA 93103-3160
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2018Deed of Trust, Mortgage
MONTECITO BK&TR
Dec 14, 2017Loan Modification, Mortgage
FIRST AMERICAN TITLE
Dec 20, 2017Quit Claim Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2014 · Amount on Record
Deed SaleJun 6, 2014 · Amount on Record
Deed Document Number201425505
Record UpdatedSep 20, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA BARBARA CA
Property Address604 E COTA ST, SANTA BARBARA, CA 93103-3155
Document Number0000046832
Instrument DateOct 23, 2018
Transaction TypeMortgage
Record UpdatedNov 13, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address260 BONNIE LN SANTA BARBARA CA 931082501, SANTA BARBARA, CA 93108-2501

Mortgage

Document Number0000046832
DateNov 1, 2018
Instrument46832
Lender
NameMONTECITO BK&TR
TypeBank
AddressPO BOX 2460, SANTA BARBARA, CA 93120-2460
Agreement
AmountAmount Recorded

December 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA BARBARA CA
Property Address604 E COTA ST, SANTA BARBARA, CA 93103-3155
Document Number0000061189
Instrument DateDec 14, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address604 E COTA ST SANTA BARBARA CA 931033100, SANTA BARBARA, CA 93103-3100

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA BARBARA CA
Recording DateDec 20, 2017
Property Address604 E COTA ST, SANTA BARBARA, CA 93103-3155
Document Number0000061188
Instrument DateDec 7, 2017
Instrument61188
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Barbara County
MunicipalitySanta Barbara City
Unified School DistrictSanta Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$10,551,821 (+2%) Land $2,074,994 Building $8,476,827
2025$109,141.00 (+1.74%)$10,344,923 (+4.04%) Land $2,034,308 Building $8,310,615
2024$107,277.00 (+1.84%)
2023$105,335.00 (+1.74%)$9,943,218 Land $1,955,314 Building $7,987,904
2022$103,530.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 45 policies
Nearby Flood Policies45 in force
Nearby Flood Claims8 (1995–2023)
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SANTA BARBARA WATER DEPARTMENT
serves 93,334 people · EPA ID CA4210010
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Cox Communications, Frontier, GeoLinks, Verizon.

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