313 E 45th St, Tacoma, WA 98404 Property Records

Pierce County property record for 313 E 45th St, Tacoma, WA 98404

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,188 sqft · built 1956
Lot Size	0.218 acres (9,490 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Apr 2012)
Tax Bill	$4,233 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`747001-4-420`

Property Details

APN / Parcel Number

Primary APN	`747001-4-420`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,188 sqft Living Area
Gross Area	1,588 sqft
1st Floor Area	1,008 sqft
Attic	Attic
Attic Area	180 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1982
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,490 sqft (0.218 acres)
Lot Width	73 ft Width
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	396 sqft
Deck Area	198 sqft
Patio Area	198 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	313 E 45TH ST
City	TACOMA
State	WA
Zip	98404-1429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SECTION 16 TOWNSHIP 20 RANGE 03 QUARTER 43 1ST SCHOOL LD ADD B 52 E 73 FT OF W 203 FT OF S 130 FT
Legal Range	03
Legal Township	20
Legal Section	16
Legal Subdivision	1ST SCHOOL LD ADD
Legal Block	52
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1015
Census Tract	62400

Owner

313 E 45th St is owned and occupied by two individuals who bought it in April 2012.

Source: Pierce County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	313 E 45TH ST, TACOMA, WA 98404-1429
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 13, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2012 · Amount on File
Deed Sale	Apr 3, 2012 · Amount on File
Prior Sale	Apr 25, 1995 · Amount on File
Deed Document Number	2012911
Prior Transfer Date	Sep 23, 2011
Prior Transfer Doc	0000000378
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	313 E 45TH ST, TACOMA, WA 98404-1429
Transaction Type	Mortgage
Record Updated	Jun 30, 2022
Title Company	AEGIS LAND TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006160389
Date	Jun 16, 2022
Instrument	202206160389

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Apr 13, 2022
Property Address	313 E 45TH ST, TACOMA, WA 98404-1429
Document Number	0004130738
Map Reference	VOL 7 PG 77A
Instrument Date	Apr 8, 2022
Instrument	202204130738
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 E 45TH ST, TACOMA, WA 98404-1429

Tax Assessment & Valuation

The 2025 property tax bill for 313 E 45th St was $4,233, up 3.4% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Tacoma City
Unified School District	Tacoma Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$401,100 Land $205,800 Building $195,300	$401,100 Land $205,800 Building $195,300
2025	$4,233.00 (+3.4%)
2024	$4,094.00 (-0.97%)	$367,600 (-7.61%) Land $184,800 Building $182,800	$367,600 (-7.61%) Land $184,800 Building $182,800
2023	$4,134.00	$397,900 Land $195,800 Building $202,100	$397,900 Land $195,800 Building $202,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 313 E 45th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 E 45th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TACOMA WATER DIVISION serves 446,245 people · EPA ID WA5386800
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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