610 Blue Point Dr, Ruskin, FL 33570 Property Records

Hillsborough County property record for 610 Blue Point Dr, Ruskin, FL 33570

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,672 sqft · built 2019
Lot Size0.126 acres (5,500 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Jan 2023)
Tax Bill$4,645 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN0556390826

Property Details

APN / Parcel Number

Primary APN0556390826
Alternative APN
  • U053219B0F000000000180

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,672 sqft Heated Area
1st Floor Area1,672 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2021
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,500 sqft (0.126 acres)
Lot Dimensions110 ft deep x 50 ft wide
Garage Area462 sqft
PorchOpen Porch
Porch Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0556390826
Street Address610 BLUE POINT DR
CityRUSKIN
StateFL
Zip33570-7642
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMC-12
Legal DescriptionSHELL POINT ROAD SUBDIVISION LOT 18
Legal Range19
Legal Township32
Legal Section05
Legal SubdivisionSHELL POINT ROAD SUBDIVISION
Legal Lot Number18
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1030
Census Tract14122

Owner

Source: Hillsborough County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address610 BLUE POINT DR, RUSKIN, FL 33570-7642
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2023Warranty Deed, Transfer · FHA Mortgage
GUARANTEED RATE INC
May 24, 2019Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 26, 2023 · Amount on Record
Deed SaleJan 26, 2023 · Amount on Record
Prior SaleMay 24, 2019 · Amount on Record
Deed Document Number2023034703
Record UpdatedJun 8, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJan 26, 2023
Property Address610 BLUE POINT DR, RUSKIN, FL 33570-7642
Document Number0000034703
Map ReferenceMB 130 PG 293-296
Instrument DateJan 10, 2023
Instrument2023034703
Transaction TypeTransfer
Record UpdatedFeb 17, 2023
Title CompanyTHE REAL TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 786, RUSKIN, FL 33575-0786

Transferred To (Grantee/Buyer)

NameVerified Name
Address610 BLUE POINT DR, RUSKIN, FL 33570-7642

Mortgage

Document Number0000034704
DateJan 26, 2023
Instrument2023034704
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 7, 2053

Mortgage

Document Number0000034705
DateJan 26, 2023
Instrument2023034705
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

May 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMay 24, 2019
Property Address610 BLUE POINT DR, RUSKIN, FL 33570-7642
Document Number0000221155
Book / Page26650 / 0362
Map ReferenceMB 130 PG 293-296
Instrument DateMay 20, 2019
Instrument2019221155
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 3, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,386.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12602 TELECOM DR # 100, 12602, TEMPLE TERRACE, FL 33637-0935

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address610 BLUE POINT DR, RUSKIN, FL 33570-7642

Mortgage

Document Number0000221156
DateMay 24, 2019
Instrument2019221156
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,645.00 (+40.63%) Homeowner's exemption$247,691 (+33.6%) Land $75,735 Building $171,956$247,691 (-3.06%) Land $75,735 Building $171,956
2023$3,303.00 (+5.29%) Homeowner's exemption$185,397 (+3%)$255,505 (+14.26%) Land $72,930 Building $182,575
2022$3,137.00 Homeowner's exemption$179,997$223,616 Land $50,490 Building $173,126

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 239 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies239 in force
Nearby Flood Claims11 (1982–2024)
Claims Outside the SFHA1 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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