Hillsborough County property record for 605 Blue Point Dr, Ruskin, FL 33570
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,672 sqft · built 2019 |
| Lot Size | 0.155 acres (6,765 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $194,990 (Apr 2019) |
| Tax Bill | $3,815 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 0556390832 |
| Primary APN | 0556390832 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,672 sqft Heated Area |
| 1st Floor Area | 1,672 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,765 sqft (0.155 acres) |
| Lot Dimensions | 126 ft deep x 50 ft wide |
| Garage Area | 462 sqft |
| Porch | Open Porch |
| Porch Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0556390832 |
|---|---|
| Street Address | 605 BLUE POINT DR |
| City | RUSKIN |
| State | FL |
| Zip | 33570-7641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMC-12 |
| Legal Description | SHELL POINT ROAD SUBDIVISION LOT 21 |
| Legal Range | 19 |
| Legal Township | 32 |
| Legal Section | 05 |
| Legal Subdivision | SHELL POINT ROAD SUBDIVISION |
| Legal Lot Number | 21 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 14122 |
Source: Hillsborough County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 605 BLUE POINT DR, RUSKIN, FL 33570-7641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC |
| Apr 6, 2019 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2019 · Amount on Record |
| Deed Sale | Apr 6, 2019 · Amount on Record |
| Deed Document Number | 2019143628 |
| Deed Book / Page | 26523 / 1462 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 605 BLUE POINT DR, RUSKIN, FL 33570-7641 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 605 BLUE POINT DR, RUSKIN, FL 33570-7641 |
| Document Number | 2021269390 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 2021269390 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WASHINGTON, DC 20410 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 605 BLUE POINT DR, RUSKIN, FL 33570-7641 |
| Document Number | 0000376142 |
| Instrument Date | Aug 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 605 BLUE POINT DR RUSKIN FL 335707641, RUSKIN, FL 33570-7641 |
| Document Number | 0000376142 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 376142 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 13, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Apr 6, 2019 |
| Property Address | 605 BLUE POINT DR, RUSKIN, FL 33570-7641 |
| Document Number | 0000143628 |
| Book / Page | 26523 / 1462 |
| Map Reference | MB 130 PG 293-296 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 2019143628 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,365.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12602 TELECOM DR # 100, 12602, TEMPLE TERRACE, FL 33637-0935 |
| Name | Verified Name |
|---|---|
| Address | 605 BLUE POINT DR, RUSKIN, FL 33570-7641 |
| Document Number | 0000143629 |
|---|---|
| Date | Apr 6, 2019 |
| Instrument | 2019143629 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2049 |
Source: Hillsborough County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,815.00 (+12.3%) Homeowner's exemption | $202,233 (+5.99%) | $257,850 (-2.82%) Land $85,450 Building $172,400 |
| 2023 | $3,397.00 (+5.2%) Homeowner's exemption | $190,810 (+3%) | $265,332 (+15.09%) Land $82,285 Building $183,047 |
| 2022 | $3,229.00 Homeowner's exemption | $185,252 | $230,543 Land $56,969 Building $173,574 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 239 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 239 in force |
| Nearby Flood Claims | 11 (1982–2024) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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