Hillsborough County property record for 609 Blue Point Dr, Ruskin, FL 33570
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,674 sqft · built 2019 |
| Lot Size | 0.15 acres (6,513 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $229,990 (Jul 2019) |
| Tax Bill | $4,517 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Dec 2021 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 055639-0828 |
| Primary APN | 055639-0828 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,674 sqft Living Area |
| Gross Area | 3,178 sqft |
| 1st Floor Area | 1,106 sqft |
| Upper Floors Area | 1,568 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,513 sqft (0.15 acres) |
| Lot Dimensions | 123 ft deep x 50.1 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Open Porch |
| Porch Area | 42 sqft |
| Patio Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0556390828 |
|---|---|
| Street Address | 609 BLUE POINT DR |
| City | RUSKIN |
| State | FL |
| Zip | 33570-7641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMC-12 |
| Legal Description | SHELL POINT ROAD SUBDIVISION LOT 19 |
| Legal Range | 19E |
| Legal Township | 32S |
| Legal Section | 05 |
| Legal Subdivision | SHELL POINT ROAD SUBDIVISION |
| Legal Lot Number | 19 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 14122 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 609 BLUE POINT DR, RUSKIN, FL 33570-7641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2023 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Dec 28, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jul 3, 2019 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 2019 · Amount on Record |
| Deed Sale | Jul 3, 2019 · Amount on Record |
| Deed Document Number | 2019283068 |
| Deed Book / Page | 26755 / 549 |
| Last Transfer Date | Jul 20, 2021 |
| Transfer Doc | 0000672228 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 609 BLUE POINT DR, RUSKIN, FL 33570-7641 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 609 BLUE POINT DR, RUSKIN, FL 33570-7641 |
| Document Number | 0000199093 |
|---|---|
| Date | May 10, 2023 |
| Instrument | 2023199093 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Aug 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Dec 28, 2021 |
| Property Address | 609 BLUE POINT DR, RUSKIN, FL 33570-7641 |
| Document Number | 0000672228 |
| Instrument Date | Jul 20, 2021 |
| Instrument | 2021672228 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5675 21ST WAY S # S404, 5675, SAINT PETERSBURG, FL 33712-4851 |
| Name | Verified Name |
|---|---|
| Address | 609 POINT DR, RUSKIN, FL 33570 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jul 3, 2019 |
| Property Address | 609 BLUE POINT DR, RUSKIN, FL 33570-7641 |
| Document Number | 0000283068 |
| Book / Page | 26755 / 0549 |
| Map Reference | MB 130 PG 293-296 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 2019283068 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,610.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12602 TELECOM DR # 100, 12602, TEMPLE TERRACE, FL 33637-0935 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 609 BLUE POINT DR, RUSKIN, FL 33570-7641 |
| Document Number | 0267550550 |
|---|---|
| Date | Jul 3, 2019 |
| Instrument | 26755/0550 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $247,206 (+2.7%) | $299,719 (-5.08%) Land $71,554 Building $228,165 | |
| 2025 | $4,517.00 (+8.14%) Homeowner's exemption | $240,707 (+5.99%) | $315,766 (-3.4%) Land $83,997 Building $231,769 |
| 2024 | $4,177.00 (+3.67%) | ||
| 2023 | $4,029.00 (+4.76%) Homeowner's exemption | $227,110 (+3%) | $326,892 (+13.76%) Land $80,886 Building $246,006 |
| 2022 | $3,846.00 Homeowner's exemption | $220,495 | $287,361 Land $56,001 Building $231,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 239 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 239 in force |
| Nearby Flood Claims | 11 (1982–2024) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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