610 B St, Independence, OR 97351 Property Records

Polk County property record for 610 B St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,578 sqft · built 2003
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Nov 2005)
Tax Bill	$5,148 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Mar 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08428-BB-04001`

Property Details

APN / Parcel Number

Primary APN	`08428-BB-04001`
Alternative APN	`562756`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,578 sqft Living Area
Gross Area	3,215 sqft
1st Floor Area	1,248 sqft
2nd Floor Area	1,330 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Area	637 sqft
Parking Spaces	4 Parking Spaces
Patio Area	289 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	562756
Street Address	610 B ST
City	INDEPENDENCE
State	OR
Zip	97351-2000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PARTITION PLAT 2000-0019 LOT 2
Legal Range	4W
Legal Township	08S
Legal Section	28
Legal Subdivision	PARTITION PLAT 2000-0019
Legal Block	3
Legal Lot Number	2
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	3
Census Block	3017
Census Tract	20305

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Independence Historic District listed 1989 · 155 contributing resources · NRIS 89000048

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	610 B ST, INDEPENDENCE, OR 97351-2000
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Estate

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 8, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2005 · Amount on Record
Deed Sale	Nov 15, 2005 · Amount on Record
Deed Document Number	200519501
Prior Transfer Date	Nov 9, 2005
Prior Transfer Doc	0000019501
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	610 B ST, INDEPENDENCE, OR 97351-2000
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004112
Date	Mar 8, 2021
Instrument	2021-004112

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Feb 26, 2036

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	610 B ST, INDEPENDENCE, OR 97351-2000
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004109
Date	Mar 8, 2021
Instrument	2021-004109

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,580 (+3%) Land $51,630 Building $238,950	$490,400 (-5%) Land $150,000 Building $340,400
2025	$5,148.00 (+3.77%)	$282,120 (+3%) Land $50,120 Building $232,000	$516,200 (+2.8%) Land $149,300 Building $366,900
2024	$4,961.00 (-2.5%)	$273,910 (+3%) Land $48,660 Building $225,250	$502,150 (-1.54%) Land $137,000 Building $365,150
2023	$5,088.00 (+8.93%)	$265,940 (+3%) Land $47,240 Building $218,700	$509,980 (+3.55%) Land $138,200 Building $371,780
2022	$4,671.00	$258,200 Land $45,860 Building $212,340	$492,510 Land $117,500 Building $375,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hunter Communications.

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