385 B St, Independence, OR 97351 Property Records

Polk County property record for 385 B St, Independence, OR 97351 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,544 sqft · built 1973
Lot Size	0.222 acres (9,652 sqft)
Owner	Individual Name on File
Last Sale	$328,000 (Oct 2020)
Tax Bill	$2,763 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08428-BA-09700`

Property Details

APN / Parcel Number

Primary APN	`08428-BA-09700`
Alternative APN	`305781`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,544 sqft Living Area
1st Floor Area	1,544 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2005
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,652 sqft (0.222 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	305781
Street Address	385 B ST
City	INDEPENDENCE
State	OR
Zip	97351-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ONE STORY
Legal Range	4W
Legal Township	08S
Legal Section	28
Legal Subdivision	HENRY HILLS
Legal Block	3
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	3
Census Block	3028
Census Tract	20305

Owner

Source: Polk County records · APN 08428-BA-09700

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	385 B ST, INDEPENDENCE, OR 97351-2015
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jun 02, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 22, 2020	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 22, 2020 · Amount on Record
Deed Sale	Oct 22, 2020 · Amount on Record
Prior Sale	Feb 26, 2008 · Amount on Record
Deed Document Number	202015661
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	385 B ST, INDEPENDENCE, OR 97351-2015
Transaction Type	Mortgage
Record Updated	Jun 20, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 B ST, INDEPENDENCE, OR 97351-2015

Mortgage

Document Number	0000004125
Date	Jun 02, 2023
Instrument	2023-004125

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	ASHVILLE, AL 35953

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 01, 2053

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Oct 22, 2020
Property Address	385 B ST, INDEPENDENCE, OR 97351-2015
Document Number	0000015661
Instrument Date	Oct 21, 2020
Instrument	2020-015661
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 B ST, INDEPENDENCE, OR 97351-2015

Mortgage

Document Number	0000015662
Date	Oct 22, 2020
Instrument	2020-015662

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,980 (+3%) Land $41,770 Building $114,210	$351,190 (-4.15%) Land $150,000 Building $201,190
2025	$2,763.00 (+3.76%)	$151,440 (+3%) Land $40,550 Building $110,890	$366,410 (+3.85%) Land $149,300 Building $217,110
2024	$2,663.00 (-2.49%)	$147,030 (+3%) Land $39,370 Building $107,660	$352,840 (-1.43%) Land $137,000 Building $215,840
2023	$2,731.00 (+8.93%)	$142,750 (+2.99%) Land $38,220 Building $104,530	$357,960 (+6.05%) Land $138,200 Building $219,760
2022	$2,507.00	$138,600 Land $37,110 Building $101,490	$337,550 Land $117,500 Building $220,050

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (41053C), updated October 28, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410530203053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Independence Historic District listed 1989 · 155 contributing resources · NRIS 89000048

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 245 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Monmouth Independence Network	Fiber	2,500 / 2,500
Spectrum	Cable	1,000 / 1,000
Alyrica Networks	Fixed Wireless	400 / 50
Verizon	Fixed Wireless	300 / 20
Hunter Communications & Technologies	Fixed Wireless	200 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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