Polk County property record for 386 B St, Independence, OR 97351
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,266 sqft · built 1910 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $570,000 (Jun 2024) |
| Tax Bill | $4,796 (2025) |
| Deeds & Mortgages | Aug 2021 Transfer May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08428-BA-08700 |
| Primary APN | 08428-BA-08700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,266 sqft Living Area |
| Gross Area | 3,626 sqft |
| 1st Floor Area | 1,633 sqft |
| Basement Area | 1,633 sqft |
| Finished Basement | 1,633 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Wood Siding |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Area | 360 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 91 sqft |
| Patio Area | 382 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 203502 |
|---|---|
| Street Address | 386 B ST |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-2016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | ONE STORY WITH BASEMENT |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 28 |
| Legal Subdivision | HENRY HILL'S TOWN OF INDEPENDENCE |
| Legal Block | 3 |
| Jurisdiction | POLK OR |
| Township / Civil Division | MONMOUTH-INDEPENDENCE |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 20305 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Independence Historic District listed 1989 · 155 contributing resources · NRIS 89000048 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Polk County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 386 B ST, INDEPENDENCE, OR 97351-2016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 19, 2021 | Intrafamily Transfer, Transfer STEWART TITLE |
| May 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Feb 20, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST TECHNOLOGY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2024 · Amount on Record |
| Deed Sale | Jun 28, 2024 · Amount on Record |
| Deed Document Number | 20244871 |
| Prior Transfer Date | Aug 16, 2021 |
| Prior Transfer Doc | 0000013304 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Aug 19, 2021 |
| Property Address | 386 B ST, INDEPENDENCE, OR 97351-2016 |
| Document Number | 0000013304 |
| Instrument Date | Aug 16, 2021 |
| Instrument | 2021-013304 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2021 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 386 B ST, INDEPENDENCE, OR 97351-2016 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 386 B ST, INDEPENDENCE, OR 97351-2016 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|
| Document Number | 0000007859 |
|---|---|
| Date | May 6, 2021 |
| Instrument | 2021-007859 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 386 B ST, INDEPENDENCE, OR 97351-2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002069 |
|---|---|
| Date | Feb 20, 2018 |
| Instrument | 2018-002069 |
| Name | FIRST TECHNOLOGY CU |
|---|---|
| Type | Credit Union |
| Address | SPOKANE, WA 99216 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Polk County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $270,670 (+3%) Land $45,580 Building $225,090 | $614,030 (-5.58%) Land $160,000 Building $454,030 | |
| 2025 | $4,796.00 (+3.79%) | $262,790 (+3%) Land $44,250 Building $218,540 | $650,310 (+3.23%) Land $160,400 Building $489,910 |
| 2024 | $4,621.00 (-2.49%) | $255,140 (+3%) Land $42,960 Building $212,180 | $629,970 (-1.57%) Land $148,000 Building $481,970 |
| 2023 | $4,739.00 (+8.92%) | $247,710 (+3%) Land $41,710 Building $206,000 | $640,030 (+14.45%) Land $149,300 Building $490,730 |
| 2022 | $4,351.00 | $240,500 Land $40,490 Building $200,010 | $559,220 Land $130,000 Building $429,220 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Copper | 1.45 mg/L (2021–2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Willamette Valley Fiber Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Alyrica Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Hunter Communications Fixed Wireless | 200 / 20 |
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