61 Walnut St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 61 Walnut St, Watertown, MA 02472

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,400 sqft · built 1911
Lot Size	0.119 acres (5,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,300,000 (Apr 2023)
Tax Bill	$11,772 (2026)
Deeds & Mortgages	Jan 2021 Refinance Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48400-09`

Property Details

APN / Parcel Number

Primary APN	`48400-09`
Alternative APNs	`WATE M:1036 B:0009 L:0010` `941`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,400 sqft Living Area
Gross Area	3,978 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,197 sqft (0.119 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	941
Street Address	61 WALNUT ST
City	WATERTOWN
State	MA
Zip	02472-4025
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	T
Legal Block	9
Legal Lot Number	10
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	2
Census Block	2010
Census Tract	370401

Owner

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	61 WALNUT ST, WATERTOWN, MA 02472-4025
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOMETOWN LENDERS
Apr 19, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HOMETOWN LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2023 · Amount on Record
Deed Sale	Apr 19, 2023 · Amount on Record
Prior Sale	Jan 27, 2006 · Amount on Record
Deed Book / Page	81441 / 315
Prior Transfer Date	Apr 18, 2023
Prior Transfer Doc	081441-315
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	61 WALNUT ST, WATERTOWN, MA 02472-4025
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	076695-469
Date	Jan 14, 2021
Book Page	76695/469
Instrument	9439

Lender

Name	HOMETOWN LENDERS

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Apr 19, 2023
Property Address	61 WALNUT ST, WATERTOWN, MA 02472-4025
Document Number	081441-315
Book / Page	81441 / 315
Instrument Date	Apr 18, 2023
Instrument	39187
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	61 WALNUT ST # 63, 63, WATERTOWN, MA 02472-4025

Mortgage

Document Number	0000039188
Date	Apr 19, 2023
Instrument	39188

Lender

Name	HOMETOWN LENDERS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,772.00 (+6.99%)	$964,900 (+2.43%) Land $522,400 Building $442,500	$1,135,978
2025	$11,003.00 (-1.6%)	$942,000 (-1.43%) Land $522,400 Building $419,600
2024	$11,182.00 (-0.9%)	$955,700 (+15.02%) Land $508,500 Building $447,200
2023	$11,284.00	$830,900 Land $486,400 Building $344,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, Starry, T-Mobile, Verizon.

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