48 Walnut St, #2, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 48 Walnut St, #2, Watertown, MA 02472

Property Summary

Property Type	Condominium
Details	4 bd · 2 ba · 1,639 sqft · built 1875
Lot Size	0.189 acres (8,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (May 2008)
Tax Bill	$9,849 (2026)
Deeds & Mortgages	May 2021 Refinance May 2023 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`300082-32`

Property Details

APN / Parcel Number

Primary APN	`300082-32`
Alternative APNs	`WATE M:1022 B:0013 L:0051A` `9482`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,639 sqft Living Area
Gross Area	1,893 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,246 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	9482
Street Address	48 WALNUT ST, 2
City	WATERTOWN
State	MA
Zip	02472-4027
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SC
Legal Block	13
Legal Lot Number	51A
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	1
Census Block	1007
Census Tract	370401

Owner

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 WALNUT ST, 2, WATERTOWN, MA 02472-4027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
May 25, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FCU
Jul 13, 2017	Deed of Trust, Mortgage HANSCOM FCU
Sep 4, 2020	Deed of Trust, Mortgage · Balloon Mortgage HANSCOM FCU
Sep 20, 2019	Condominium Deed, Transfer · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2008 · Amount on Record
Deed Sale	May 29, 2008 · Amount on Record
Prior Sale	May 4, 2005 · Amount on Record
Deed Book / Page	51237 / 31
Last Transfer Date	Sep 16, 2019
Transfer Doc	73312-203
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	48 WALNUT ST # 2, 2, WATERTOWN, MA 02472-4027
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077668-509
Date	May 3, 2021
Book Page	77668/509
Instrument	99482

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	48 WALNUT ST # 2, 2, WATERTOWN, MA 02472-4027
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081572-101
Date	May 25, 2023
Book Page	81572/101
Instrument	54299

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	48 WALNUT ST # 2, 2, WATERTOWN, MA 02472-4027
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69594-353
Date	Jul 13, 2017
Book Page	69594/353
Instrument	108854

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	48 WALNUT ST # 2, 2, WATERTOWN, MA 02472-4027
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75539-540
Date	Sep 4, 2020
Book Page	75539/540
Instrument	154631

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2019: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WATERTOWN MA
Recording Date	Sep 20, 2019
Property Address	48 WALNUT ST # 2, 2, WATERTOWN, MA 02472-4027
Document Number	73312-203
Book / Page	73312 / 203
Instrument Date	Sep 16, 2019
Instrument	143213
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 WALNUT ST # 2, 2, WATERTOWN, MA 02472-4027

Mortgage

Document Number	73312-206
Date	Sep 20, 2019
Book Page	73312/206
Instrument	143214

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,849.00 (+10.59%)	$807,300 (+5.88%) Building $807,300	$858,169 (+6.39%)
2025	$8,906.00 (+16.4%)	$762,500 (+16.61%) Building $762,500	$806,645 (+5.6%)
2024	$7,651.00 (-10.5%)	$653,900 (+3.88%) Building $653,900	$763,895
2023	$8,549.00	$629,500 Building $629,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, Starry, T-Mobile, Verizon.

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