48 Walnut St, #1, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 48 Walnut St, #1, Watertown, MA 02472

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,330 sqft · built 1875
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Aug 2018)
Tax Bill	$7,460 (2026)
Deeds & Mortgages	Apr 2021 Refinance Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48370-26`

Property Details

APN / Parcel Number

Primary APN	`48370-26`
Alternative APNs	`WATE M:1022 B:0013 L:0051` `569`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,330 sqft Living Area
Gross Area	2,577 sqft
Basement Area	249 sqft
Unfinished Basement	249 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	569
Street Address	48 WALNUT ST, 1
City	WATERTOWN
State	MA
Zip	02472-4027
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SC
Legal Block	13
Legal Lot Number	51
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	1
Census Block	1007
Census Tract	370401

Owner

48 Walnut St, #1 is owned and occupied by two individuals who bought it in August 2018.

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 WALNUT ST, 1, WATERTOWN, MA 02472-4027
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Aug 28, 2018	Condominium Deed, Transfer · Conventional Mortgage LOANDEPOT COM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2018 · Amount on File
Deed Sale	Aug 28, 2018 · Amount on File
Prior Sale	May 18, 2012 · Amount on File
Deed Document Number	2018132528
Deed Book / Page	71538 / 508
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	48 WALNUT ST # 1, 1, WATERTOWN, MA 02472-4027
Transaction Type	Mortgage
Record Updated	May 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	77632-135
Date	Apr 28, 2021
Book Page	77632/135
Instrument	95947

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

August 2018: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WATERTOWN MA
Recording Date	Aug 28, 2018
Property Address	48 WALNUT ST # 1, 1, WATERTOWN, MA 02472-4027
Document Number	71538-508
Book / Page	071538 / 000508
Instrument Date	Aug 28, 2018
Instrument	132528
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,622.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 WALNUT ST #2 WATERTOWN MA 024724027, 2, WATERTOWN, MA 02472-4027

Mortgage

Document Number	71538-511
Date	Aug 28, 2018
Book Page	071538/000511
Instrument	132529

Lender

Name	LOANDEPOT COM

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 48 Walnut St, #1 was $7,460, up 6.1% from the year before.

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,460.00 (+6.15%)	$611,500 (+1.63%) Building $611,500	$782,040 (-)
2025	$7,028.00 (+4.66%)	$601,700 (+4.84%) Building $601,700	$782,040 (+4.4%)
2024	$6,715.00 (-10.49%)	$573,900 (+3.89%) Building $573,900	$749,075
2023	$7,502.00	$552,400 Building $552,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Walnut St, #1 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 48 Walnut St, #1 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, Starry, T-Mobile, Verizon.

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