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61 Spring Rd, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 61 Spring Rd, Royal Oaks, CA 95076

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,082 sqft · built 1983
Lot Size3.43 acres (149,827 sqft)
Owner2 Individual Names on File
Tax Bill$6,963 (2025)
Deeds & MortgagesApr 2024 Second Mortgage
Apr 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN117-141-019-000

Property Details

APN / Parcel Number

Primary APN117-141-019-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,082 sqft Living Area
1st Floor Area2,082 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleCustom Design
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable
Roof MaterialWood Shingle
Lot Area149,827 sqft
Garage Area570 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address61 SPRING RD
CityROYAL OAKS
StateCA
Zip95076-5416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionASSRS RESUB OF LOTS 6 & 11 TO 15 OF FRUITLAND SUB SUB B1 EXC LOT 1 3.436 AC
Legal SubdivisionFRUITLAND SUB
Legal Block2
Legal Lot Number1
JurisdictionMONTEREY CA
Township / Civil DivisionPAJARO
Census Block Group2
Census Block2001
Census Tract14601

Owner

Source: Monterey County records · APN 117-141-019-000

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address61 SPRING RD, ROYAL OAKS, CA 95076-5416
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 04, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
Apr 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
BOX HOME LOANS
Jun 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Nov 08, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateAug 23, 2001
Transfer Doc0000076751
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address61 SPRING RD, ROYAL OAKS, CA 95076-5416
Transaction TypeMortgage
Record UpdatedApr 17, 2024
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE RESIDENTI

Transferred To (Grantee/Buyer)

NameVerified Name
Address61 SPRING RD, ROYAL OAKS, CA 95076-5416

Mortgage

Document Number0000011378
DateApr 04, 2024
Instrument2024011378
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueApr 01, 2044

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address61 SPRING RD, ROYAL OAKS, CA 95076-5416
Transaction TypeMortgage
Record UpdatedApr 29, 2021
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address61 SPRING RD, ROYAL OAKS, CA 95076-5416

Mortgage

Document Number0000028130
DateApr 19, 2021
Instrument2021028130
Lender
NameBOX HOME LOANS
TypeMortgage Company
AddressLINDON, UT 84042
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address61 SPRING RD, ROYAL OAKS, CA 95076-5416
Document Number0000027538
Instrument DateJun 25, 2019
Transaction TypeMortgage
Record UpdatedJul 24, 2019
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address61 PRING RD ROYAL OAKS CA 95076, ROYAL OAKS, CA 95076

Mortgage

Document Number0000027538
DateJul 02, 2019
Instrument27538
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2049

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address61 SPRING RD, ROYAL OAKS, CA 95076-5416
Document Number0000052402
Instrument DateNov 08, 2018
Transaction TypeMortgage
Record UpdatedDec 04, 2018
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address61 SPRING RD ROYAL OAKS CA 950765416, ROYAL OAKS, CA 95076-5416

Mortgage

Document Number0000052402
DateNov 15, 2018
Instrument52402
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 14, 2048

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$588,630 (+2%) Land $312,377 Building $276,253
2025$6,963.00 (+12.31%)$577,089 (+4.04%) Land $306,252 Building $270,837
2023$6,200.00 (+1.74%)$554,682 Land $294,361 Building $260,321
2022$6,094.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 15, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims12 (1995–2023)
Claims Outside the SFHA2 of 12
Most Recent ClaimMar 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Mar 2023 · 8 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 4 claims

Wildfire

Wildfire RiskModerate
above 45% of the US · lower than 73% of California
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Cruzio Internet
Fixed Wireless		1,000 / 1,000
Razzolink
Fixed Wireless		500 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 120 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemPSMCSD - PAJARO
serves 3,500 people
Water SourceGroundwater
Last State InspectionSep 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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