61 Smithfield Rd, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 61 Smithfield Rd, Waldwick, NJ 07463

Property Summary

Property TypeSingle Family Home
Details1,816 sqft · built 1959
Lot Size0.348 acres (15,159 sqft)
Owner2 Individual Names on Record
Last Sale$795,000 (Aug 2023)
Tax Bill$16,783 (2025)
Deeds & MortgagesMar 2026 Mortgage
Aug 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN64-00134-04-00014

Property Details

APN / Parcel Number

Primary APN64-00134-04-00014
Alternative APNs
  • 6400134000400014
  • 6400134D00014

Interior

Stories1 Story
Building Area1,816 sqft Living Area

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area15,159 sqft (0.348 acres)
Lot Dimensions143 ft deep x 106 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number6400134D00014
Street Address61 SMITHFIELD RD
CityWALDWICK
StateNJ
Zip07463-1424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description106X143 6LT
Legal Block134.4
Legal Lot Number14
JurisdictionBERGEN NJ
Township / Civil DivisionWALDWICK
Census Block Group3
Census Block3021
Census Tract56200

Owner

Source: Bergen County and Waldwick Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address61 SMITHFIELD RD, WALDWICK, NJ 07463-1424
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2026Deed of Trust, Mortgage · Conventional Mortgage
PHH MORTGAGE SERVICES CORP
Aug 30, 2023Deed, Transfer · Conventional Mortgage
NEW JERSEY LENDERS CORP
Nov 25, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2023 · Amount on Record
Deed SaleAug 30, 2023 · Amount on Record
Prior SaleAug 25, 1997 · Amount on Record
Deed Document Number202356998
Deed Book / Page5071 / 92
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address61 SMITHFIELD RD, WALDWICK, NJ 07463-1424
Transaction TypeMortgage
Record UpdatedApr 9, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address61 SMITHFIELD RD, WALDWICK, NJ 07463-1424

Mortgage

Document Number0057431029
DateMar 11, 2026
Book Page5743/1029
Instrument2026016044
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2056

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateAug 30, 2023
Property Address61 SMITHFIELD RD, WALDWICK, NJ 07463-1424
Document Number0050710092
Book / Page5071 / 92
Instrument DateAug 10, 2023
Instrument2023056998
Transaction TypeTransfer
Record UpdatedOct 11, 2023
Title CompanyNOT AVAILABLE, TOBIAS TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,438.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address514 8TH AVE, BELMAR, NJ 07719-2221

Transferred To (Grantee/Buyer)

NameVerified Name
Address61 SMITHFIELD RD, WALDWICK, NJ 07463-1424

Mortgage

Document Number2023056999
DateAug 30, 2023
Instrument2023056999
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address61 SMITHFIELD RD, WALDWICK, NJ 07463-1424
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034191871
DateNov 25, 2019
Book Page3419/1871
Instrument19-081755
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityWaldwick Borough
Unified School DistrictWaldwick Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$731,300 (-) Land $365,700 Building $365,600$731,300 (-) Land $365,700 Building $365,600
2025$16,783.00 (+3.66%)$731,300 (+40.72%) Land $365,700 Building $365,600$731,300 (+40.72%) Land $365,700 Building $365,600
2024$16,191.00 (+9.39%)
2023$519,700 (-) Land $318,700 Building $201,000$519,700 (-) Land $318,700 Building $201,000
2022$14,801.00 (+1.94%)$519,700 Land $318,700 Building $201,000$519,700 Land $318,700 Building $201,000
2021$14,520.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims13 (1999–2021)
Claims Outside the SFHA4 of 13
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 5 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDWICK WATER DEPT
serves 10,208 people · EPA ID NJ0264001
Water SourceGroundwater
Last State InspectionMar 2026
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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