Bergen County and Waldwick Borough property record for 53 Smithfield Rd, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 2,028 sqft · built 1959 |
| Lot Size | 0.348 acres (15,141 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $990,000 (Jul 2026) |
| Tax Bill | $16,368 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Apr 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00134-04-00012 |
| Primary APN | 64-00134-04-00012 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,028 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 15,141 sqft (0.348 acres) |
| Lot Dimensions | 147 ft deep x 103 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 6400134D00012 |
|---|---|
| Street Address | 53 SMITHFIELD RD |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 103X147 6LT |
| Legal Subdivision | SMITHFIELD ESTATES SEC #2 |
| Legal Block | 134.4 |
| Legal Lot Number | 12 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 56200 |
Source: Bergen County and Waldwick Borough records, as of August 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 53 SMITHFIELD RD, WALDWICK, NJ 07463-1424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 15, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Apr 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EQUITY NOW |
| Feb 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage EQUITY NOW |
| Nov 27, 2024 | Deed of Trust, Mortgage VISIONS FCU |
| Jan 15, 2026 | Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2026 · Amount on Record |
| Deed Sale | Jul 15, 2026 · Amount on Record |
| Prior Sale | Jan 15, 2026 · Amount on Record |
| Deed Document Number | 202648104 |
| Deed Book / Page | 5848 / 227 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 15, 2026 |
| Property Address | 53 SMITHFIELD RD, WALDWICK, NJ 07463-1424 |
| Document Number | 0000048104 |
| Book / Page | 5848 / 227 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 202648104 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $99,990.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 53 SMITHFIELD RD, WALDWICK, NJ 07463-1424 |
| Document Number | 0000048105, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 5848/233 |
| Instrument | 202648105 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 53 SMITHFIELD RD, WALDWICK, NJ 07463-1424 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0040990875 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 4099/875 |
| Instrument | 2021062966 |
| Name | EQUITY NOW |
|---|---|
| Type | Mortgage Company |
| Address | MAMARONECK, NY 10543 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 53 SMITHFIELD RD, WALDWICK, NJ 07463-1424 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0045971028 |
|---|---|
| Date | Feb 25, 2022 |
| Book Page | 4597/1028 |
| Instrument | 2022024705 |
| Name | EQUITY NOW |
|---|---|
| Type | Mortgage Company |
| Address | MAMARONECK, NY 10543 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 53 SMITHFIELD RD, WALDWICK, NJ 07463-1424 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 53 SMITHFIELD RD, WALDWICK, NJ 07463-1424 |
| Document Number | 0053740587 |
|---|---|
| Date | Nov 27, 2024 |
| Book Page | 5374/587 |
| Instrument | 2024071220 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Amount | Amount Recorded |
|---|---|
| Term | 179 Months |
| Due | Oct 28, 2039 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 15, 2026 |
| Property Address | 53 SMITHFIELD RD, WALDWICK, NJ 07463-1424 |
| Document Number | 0057031160 |
| Book / Page | 5703 / 1160 |
| Instrument Date | Dec 23, 2025 |
| Instrument | 2026003498 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2026 |
| Title Company | NORTHERN NJ TITLE SERVICES, NORTHERN NEW JERSY TTL SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,227.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15560 RENDER WAY #51015101, 51015101, NORWOOD, NJ 07648 |
| Name | Verified Name |
|---|---|
| Address | 53 SMITHFIELD RD, WALDWICK, NJ 07463-1424 |
| Document Number | 2026003499 |
|---|---|
| Date | Jan 15, 2026 |
| Instrument | 2026003499 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $713,200 (-) Land $365,700 Building $347,500 | $713,200 (-) Land $365,700 Building $347,500 | |
| 2025 | $16,368.00 (+3.66%) | $713,200 (+30.89%) Land $365,700 Building $347,500 | $713,200 (+30.89%) Land $365,700 Building $347,500 |
| 2024 | $15,790.00 (+1.75%) | ||
| 2023 | $544,900 Land $318,700 Building $226,200 | $544,900 Land $318,700 Building $226,200 | |
| 2022 | $15,518.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (1999–2021) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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