Bergen County and Waldwick Borough property record for 46 Smithfield Rd, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 3,197 sqft · built 1959 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $530,000 (May 2008) |
| Tax Bill | $17,258 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Jan 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00134-01-00024 |
| Primary APN | 64-00134-01-00024 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,197 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 15,002 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 002017 |
|---|---|
| Street Address | 46 SMITHFIELD RD |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 100X150 6LT |
| Legal Subdivision | SMITHFIELD ESTATES SEC 2 |
| Legal Block | 134.1 |
| Legal Lot Number | 24 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 56200 |
Source: Bergen County and Waldwick Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46 SMITHFIELD RD, WALDWICK, NJ 07463-1413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2017 | Deed of Trust, Mortgage VALLEY NATIONAL BANK |
| Jan 4, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance KEARNY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2008 · Amount on Record |
| Deed Sale | May 22, 2008 · Amount on Record |
| Deed Document Number | 200849798 |
| Deed Book / Page | 9546 / 388 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 46 SMITHFIELD RD, WALDWICK, NJ 07463-1413 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0025841246 |
|---|---|
| Date | Apr 10, 2017 |
| Book Page | 02584/1246 |
| Instrument | 17-029717.01 |
| Name | VALLEY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Amount | Amount Recorded |
|---|---|
| Term | 179 Months |
| Due | Mar 29, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 46 SMITHFIELD RD, WALDWICK, NJ 07463-1413 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031451705 |
|---|---|
| Date | Jan 4, 2019 |
| Book Page | 3145/1705 |
| Instrument | 19-000956 |
| Name | KEARNY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $842,600 (+12.05%) Land $365,500 Building $477,100 | $842,600 (+12.05%) Land $365,500 Building $477,100 | |
| 2025 | $17,258.00 (+3.66%) | $752,000 (+32.23%) Land $365,500 Building $386,500 | $752,000 (+32.23%) Land $365,500 Building $386,500 |
| 2024 | $16,649.00 (+2.8%) | ||
| 2023 | $568,700 Land $318,500 Building $250,200 | $568,700 Land $318,500 Building $250,200 | |
| 2022 | $16,196.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (1999–2021) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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