Hampden County and Ludlow Town property record for 44 Ridgeview Cir, Ludlow, MA 01056 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,320 sqft · built 1955 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Nov 2022) |
| Tax Bill | $5,902 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Jul 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:27B-12725 B:23 L:0 |
| Primary APN | M:27B-12725 B:23 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,320 sqft Living Area |
| Gross Area | 3,876 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 7124 |
|---|---|
| Street Address | 44 RIDGEVIEW CIR |
| City | LUDLOW |
| State | MA |
| Zip | 01056-2529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 12725 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 810404 |
Source: Hampden County and Ludlow Town records · APN M:27B-12725 B:23 L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 44 RIDGEVIEW CIR, LUDLOW, MA 01056-2529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 07, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage WESTFIELD BANK FSB |
| Jul 10, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB |
| Mar 17, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 07, 2022 · Amount on Record |
| Deed Sale | Nov 07, 2022 · Amount on Record |
| Prior Sale | Jul 30, 2003 · Amount on Record |
| Deed Book / Page | 24795 / 289 |
| Transfer Doc | 18522-371 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Nov 07, 2022 |
| Property Address | 44 RIDGEVIEW CIR, LUDLOW, MA 01056-2529 |
| Document Number | 024795-289 |
| Book / Page | 24795 / 289 |
| Instrument Date | Nov 07, 2022 |
| Instrument | 65942 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 44 RIDGEVIEW CIR, LUDLOW, MA 01056-2529 |
| Document Number | 0000065943 |
|---|---|
| Date | Nov 07, 2022 |
| Instrument | 65943 |
| Name | WESTFIELD BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 44 RIDGEVIEW CIR, LUDLOW, MA 01056-2529 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23306-358 |
|---|---|
| Date | Jul 10, 2020 |
| Book Page | 23306/358 |
| Instrument | 37171 |
| Name | WESTFIELD BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Mar 17, 2020 |
| Property Address | 44 RIDGEVIEW CIR, LUDLOW, MA 01056-2529 |
| Document Number | 23129-466 |
| Book / Page | 023129 / 000466 |
| Instrument Date | Feb 11, 2020 |
| Instrument | 14234 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 44 RIDGEVIEW CIR LUDLOW MA 010562529, LUDLOW, MA 01056-2529 |
Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,902.00 (+3.58%) | $340,200 (+8%) Land $81,100 Building $259,100 | $314,450 (+3.57%) |
| 2024 | $5,698.00 (+7.02%) | $315,000 (+15.43%) Land $81,100 Building $233,900 | $303,620 |
| 2023 | $5,324.00 | $272,900 Land $71,100 Building $201,800 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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