34 Rancho Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 34 Rancho Rd, Watsonville, CA 95076 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1930
Square Footage960 sqft Living Area
Lot Size2.06 acres
GarageAttached, 960 sqft
OccupancyOwner Occupied
Tax Bill$4,830.00 (2025)

Property Details

APN / Parcel Number

Primary APN046-141-42
Alternative APN
  • 046-141-42-000

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area960 sqft Living Area
Gross Area1,920 sqft Gross Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area89,951 sqft
Parking Spaces4 Parking Spaces
Garage TypeAttached Garage
Garage Area960 sqft Garage
Deck Area224 sqft Deck
Patio Area224 sqft Patio
TopographySteep Topography

Utilities and HVAC

Cooling SystemWall Unit Cooling
Heating SystemFloor/Wall Furnace Heating
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Street Address34 RANCHO RD
CityWATSONVILLE
StateCA
Zip95076-9604
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionSAN ANDREAS RHO
Legal Lot Number8
JurisdictionSANTA CRUZ CA
Minor Civil DivisionWATSONVILLE
Census Blockgroup1
Census Block1002
Census Tract122300

Owner

Source: Santa Cruz County records · APN 046-141-42

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address34 RANCHO RD, WATSONVILLE, CA 95076-9604
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jan 13, 2021Deed of Trust, Mortgage · Line of Credit
US BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 28, 2013
Deed SaleAug 28, 2013
Prior SaleOct 27, 1995 · Amount on Record
Deed Doc Number201343257
Prior Transfer DateAug 20, 2013
Prior Transfer Doc0000043257
Record RefreshedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address34 RANCHO RD, WATSONVILLE, CA 95076-9604
Transaction TypeMortgage
Record UpdatedJan 12, 2023
Title CompanyRADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 RANCHO RD, WATSONVILLE, CA 95076-9604

Mortgage

Document Number0000033855
DateDec 27, 2022
Instrument2022-0033855
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 16, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address34 RANCHO RD, WATSONVILLE, CA 95076-9604
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySOLIDIFI TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 RANCHO RD, CORRALITOS, CA 95076-9604

Mortgage

Document Number0000001974
DateJan 13, 2021
Instrument2021-0001974
Lender
NameUS BANK NA
TypeBank
AddressLA JOLLA, CA 92037
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$362,763 (+2%) Land $242,317 Building $120,446
2025$4,830.00 (+10.53%) Homeowner's exemption$355,650 (+4.04%) Land $237,566 Building $118,084
2023$4,370.00 (+2.22%) Homeowner's exemption$341,840 Land $228,341 Building $113,499$1,021,140
2022$4,275.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 53% of the US · above 31% of California
Wildfire LikelihoodAbout 1 in 813 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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