61 Lake Pointe Ln, Mill Spring, NC 28756 Property Records

Polk County property record for 61 Lake Pointe Ln, Mill Spring, NC 28756

Property Summary

Property Type	Other Improved
Lot Size	1.86 acres (81,022 sqft)
Owner	2 Trust Names on File
Last Sale	$100,000 (Jul 2016)
Tax Bill	$3,368 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Feb 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`P55-216`

Property Details

APN / Parcel Number

Primary APN	`P55-216`
Alternative APN	`54212`

Exterior

Lot Area	81,022 sqft (1.86 acres)

Location & Zoning

Account Number	54212
Street Address	61 LAKE POINTE LN
City	MILL SPRING
State	NC
Zip	28756-0622
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	OPEN
Legal Description	LOT #11, LAKE ADGER, 0S05 SOUTH COVE 09
Legal Subdivision	SOUTH COVE
Legal Lot Number	11
Jurisdiction	POLK NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1011
Census Tract	920201

Owner

61 Lake Pointe Ln is held in a trust since July 2016.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3218 WYNDHAM WAY, MELBOURNE, FL 32940-5983
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Feb 17, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2016 · Amount on File
Deed Sale	Jul 8, 2016 · Amount on File
Prior Sale	Dec 31, 1997
Deed Document Number	20164610110004
Deed Book / Page	420 / 951
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	61 LAKE POINTE LN, MILL SPRING, NC 28756-0622
Transaction Type	Mortgage
Record Updated	Nov 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000449/999
Date	Jun 10, 2020
Book Page	449/999

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	371 Months
Due	May 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Feb 17, 2020
Property Address	61 LAKE POINTE LN, MILL SPRING, NC 28756-0622
Document Number	00446/1721
Book / Page	446 / 1721
Instrument Date	Feb 10, 2020
Transaction Type	Transfer
Record Updated	Nov 27, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3218 WYNDHAM WAY, MELBOURNE, FL 32940-5983

Tax Assessment & Valuation

The 2026 property tax bill for 61 Lake Pointe Ln was $3,368.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,368.00	$659,970 (-) Land $150,000 Building $509,970	$659,970 (-) Land $150,000 Building $509,970
2025	$3,368.00	$659,970 Land $150,000 Building $509,970	$659,970 Land $150,000 Building $509,970
2023	$2,991.00	$467,674 Land $90,000 Building $377,674
2021			$467,674 Land $90,000 Building $377,674

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 61 Lake Pointe Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 61 Lake Pointe Ln is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	50 / 3

May also be available: Skyrunner, Spectrum, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Lake Pointe Ln

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