100 Lake Pointe Ln, Mill Spring, NC 28756 Property Records

Polk County property record for 100 Lake Pointe Ln, Mill Spring, NC 28756

Property Summary

Property Type	Other Improved
Lot Size	1.63 acres (71,003 sqft)
Owner	2 Trust Names on Record
Last Sale	$99,000 (Nov 2017)
Tax Bill	$4,717 (2026)
Deeds & Mortgages	Oct 2021 Line of Credit May 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P55-215`

Property Details

APN / Parcel Number

Primary APN	`P55-215`
Alternative APN	`55483`

Exterior

Lot Area	71,003 sqft (1.63 acres)

Location & Zoning

Account Number	55483
Street Address	100 LAKE POINTE LN
City	MILL SPRING
State	NC
Zip	28756-0665
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	OPEN
Legal Description	LOT #10B (SECTION B), LAKE ADGER, 0S05 SOUTH COVE 09
Legal Subdivision	SOUTH COVE
Legal Lot Number	10B
Jurisdiction	POLK NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1011
Census Tract	920201

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	1115 S COVE RD, MILL SPRING, NC 28756-5520
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
May 2, 2019	Warranty Deed, Transfer · Stand-Alone Refinance POTOMAC MTG GROUP INC
May 29, 2018	Quit Claim Deed, Transfer Quitclaim
Nov 8, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2017 · Amount on Record
Deed Sale	Nov 8, 2017 · Amount on Record
Prior Sale	Mar 31, 2006 · Amount on Record
Deed Book / Page	429 / 2103
Last Transfer Date	May 22, 2018
Transfer Doc	00433/1588
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	100 LAKE POINTE LN, MILL SPRING, NC 28756-0665
Transaction Type	Mortgage
Record Updated	Nov 27, 2023
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 S COVER RD, MILL SPRING, NC 28756-5520

Mortgage

Document Number	00464/1402
Date	Oct 28, 2021
Book Page	464/1402

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	May 2, 2019
Property Address	100 LAKE POINTE LN, MILL SPRING, NC 28756-0665
Document Number	000440/480
Book / Page	440 / 480
Instrument Date	May 1, 2019
Transaction Type	Transfer
Record Updated	Nov 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	S COVE RD, MILL SPRING, NC 28756

Mortgage

Document Number	000440/485
Date	May 2, 2019
Book Page	440/485

Lender

Name	POTOMAC MTG GROUP INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Jun 1, 2020

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK NC
Recording Date	May 29, 2018
Property Address	100 LAKE POINTE LN, MILL SPRING, NC 28756-0665
Document Number	00433/1588
Book / Page	433 / 1588
Instrument Date	May 22, 2018
Transaction Type	Transfer
Record Updated	Nov 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11618 WARFIELD AVE, HUNTERSVILLE, NC 28078-5478

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Nov 8, 2017
Property Address	100 LAKE POINTE LN, MILL SPRING, NC 28756-0665
Document Number	00429/2103
Book / Page	429 / 2103
Instrument Date	Oct 6, 2017
Transaction Type	Transfer
Record Updated	Nov 27, 2023

Transaction

Amount	Amount Recorded
Tax	$198.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	95269 MACKINAS CIR, FERNANDINA BEACH, FL 32034-5075

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11618 WARFIELD AVE, HUNTERSVILLE, NC 28078-5478

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,717.00	$924,178 (-) Land $150,000 Building $774,178	$924,178 (-) Land $150,000 Building $774,178
2025	$4,717.00 (+15.39%)	$924,178 (+44.59%) Land $150,000 Building $774,178	$924,178 (+44.59%) Land $150,000 Building $774,178
2023	$4,088.00	$639,188 Land $90,000 Building $549,188
2021			$639,188 Land $90,000 Building $549,188

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	50 / 3

May also be available: Skyrunner, Spectrum, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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