49 Lake Pointe Ln, Mill Spring, NC 28756 Property Records

Polk County property record for 49 Lake Pointe Ln, Mill Spring, NC 28756

Property Summary

Property Type	Other Improved
Details	3 bd · 2.5 ba · 1,746 sqft · built 2018
Lot Size	1.29 acres (56,192 sqft)
Owner	2 Company Names on Record
Last Sale	$100,000 (Feb 2017)
Tax Bill	$5,011 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P55-217`

Property Details

APN / Parcel Number

Primary APN	`P55-217`
Alternative APN	`54809`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,746 sqft Finished Area
Basement Area	1,746 sqft
Unfinished Basement	1,746 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Mobile Home
Exterior Material	Fiber Cement Siding
Foundation Type	Retaining Wall
Roof Type	Hip
Roof Material	Shingle
Lot Area	56,192 sqft (1.29 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	54809
Street Address	49 LAKE POINTE LN
City	MILL SPRING
State	NC
Zip	28756-0622
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	OPEN
Legal Description	LOT #12, LAKE ADGER, 0S05 SOUTH COVE 09
Legal Subdivision	SOUTH COVE
Legal Lot Number	12
Jurisdiction	POLK NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1011
Census Tract	920201

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	49 POINTE LN, ALKE, MILL SPRING, NC 28756-0649
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Feb 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Feb 21, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2017 · Amount on Record
Deed Sale	Feb 21, 2017 · Amount on Record
Prior Sale	Jul 25, 2001 · Amount on Record
Deed Book / Page	424 / 2430
Last Transfer Date	Aug 30, 2024
Transfer Doc	00487/1016
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	49 LAKE POINTE LN, MILL SPRING, NC 28756-0622
Transaction Type	Mortgage
Record Updated	Feb 29, 2024
Title Company	MUTUAL TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 LAKE POINTE LN, MILL SPRING, NC 28756-0622

Mortgage

Document Number	00483/1359
Date	Feb 16, 2024
Book Page	483/1359

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	49 LAKE POINTE LN, MILL SPRING, NC 28756-0622
Transaction Type	Mortgage
Record Updated	Nov 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00467/1018
Date	Feb 9, 2022
Book Page	467/1018

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Feb 21, 2017
Property Address	49 LAKE POINTE LN, MILL SPRING, NC 28756-0622
Document Number	00424/2430
Book / Page	424 / 2430
Instrument Date	Feb 20, 2016
Transaction Type	Transfer
Record Updated	Nov 27, 2023

Transaction

Amount	Amount Recorded
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	133 DEVILS ELBOW LN, HILTON HEAD, SC 29926-1165

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5490 LOVETT DR, MERRITT ISLAND, FL 32953-7338

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,011.00	$981,807 (-) Land $150,000 Building $831,807	$981,807 (-) Land $150,000 Building $831,807
2025	$5,011.00 (+15.51%)	$981,807 (+44.75%) Land $150,000 Building $831,807	$981,807 (+44.75%) Land $150,000 Building $831,807
2023	$4,338.00	$678,265 Land $90,000 Building $588,265
2021			$678,265 Land $90,000 Building $588,265

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	50 / 3

May also be available: Skyrunner, Spectrum, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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