Middlesex County and Waltham City property record for 61 Gardner St, Waltham, MA 02453
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2.5 ba · 2,046 sqft · built 1900 |
| Lot Size | 0.062 acres (2,709 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $700,000 (Dec 2019) |
| Tax Bill | $8,972 (2026) |
| Deeds & Mortgages | Sep 2020 Refinance Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44311 |
| Primary APN | 44311 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 2,046 sqft Living Area |
| Gross Area | 3,431 sqft |
| Basement Area | 831 sqft |
| Unfinished Basement | 831 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,709 sqft (0.062 acres) |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 44311 |
|---|---|
| Street Address | 61 GARDNER ST |
| City | WALTHAM |
| State | MA |
| Zip | 02453-0443 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 1 |
| Legal Block | 22 |
| Legal Lot Number | 7 |
| Jurisdiction | WALTHAM MA |
| Township / Civil Division | WALTHAM |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 368700 |
61 Gardner St, a duplex, is owned and occupied by two individuals who bought it in December 2019.
Source: Middlesex County and Waltham City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 61 GARDNER ST, WALTHAM, MA 02453-0443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE EQUITY PARTNERS LLC |
| Dec 20, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAMBRIDGE SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2019 · Amount on File |
| Deed Sale | Dec 20, 2019 · Amount on File |
| Prior Sale | Jul 30, 1990 · Amount on File |
| Deed Document Number | 2019203680 |
| Deed Book / Page | 73873 / 577 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 61 GARDNER ST, WALTHAM, MA 02453-0443 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75579-400 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | 75579/400 |
| Instrument | 158479 |
| Name | MORTGAGE EQUITY PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALTHAM MA |
| Recording Date | Dec 20, 2019 |
| Property Address | 61 GARDNER ST, WALTHAM, MA 02453-0443 |
| Document Number | 73873-577 |
| Book / Page | 73873 / 577 |
| Instrument Date | Dec 20, 2019 |
| Instrument | 203680 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 76 WEST ST, NEWTON, MA 02458-1326 |
| Document Number | 203681 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | 203681 |
| Name | CAMBRIDGE SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 61 Gardner St was $8,972, up 14.2% from the year before.
Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Waltham City |
| Unified School District | Waltham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,972.00 (+14.16%) | $869,400 (+8.63%) Land $363,700 Building $505,700 | $826,454 |
| 2025 | $7,859.00 (+7.1%) | $800,300 (+5.14%) Land $330,400 Building $469,900 | |
| 2024 | $7,338.00 (-0.57%) | $761,200 (+6.45%) Land $330,400 Building $430,800 | |
| 2023 | $7,380.00 | $715,100 Land $300,900 Building $414,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 61 Gardner St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1978–1998) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Jun 1998 · Heavy Rains And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 61 Gardner St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
May also be available: AT&T, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures