14 Gardner St, #2, Waltham, MA 02453 Property Records

Middlesex County and Waltham City property record for 14 Gardner St, #2, Waltham, MA 02453

Property Summary

Property TypeCondominium
Details4 bd · 2 ba · 1,599 sqft · built 1900
OwnerCompany Name on File
Last Sale$900,000 (Mar 2026)
Tax Bill$5,642 (2026)
Deeds & MortgagesAug 2026 Transfer
Mar 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN211444

Property Details

APN / Parcel Number

Primary APN211444
Alternative APN
  • WALT M:069 B:005 L:0007 002

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories3 Stories
Building Area1,599 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number211444
Street Address14 GARDNER ST, 2
CityWALTHAM
StateMA
Zip02453-8602
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Block5
Legal Lot Number7 002
JurisdictionWALTHAM MA
Township / Civil DivisionWALTHAM
Census Block Group1
Census Block1003
Census Tract368700

Owner

14 Gardner St, #2 is owned by a company that acquired it in August 2026.

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address104 ELDREDGE ST, NEWTON, MA 02458-2006
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2026Quit Claim Deed, Transfer
Quitclaim
Mar 10, 2026Quit Claim Deed, Transfer
WORKERS FCU
May 23, 2023Redemption Deed, Transfer
May 17, 2023Condominium Deed, Transfer · Stand-Alone First Mortgage
CMG MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 10, 2026 · Amount on File
Deed SaleMar 10, 2026 · Amount on File
Prior SaleMay 17, 2023 · Amount on File
Deed Document Number202625677
Deed Book / Page85318 / 322
Last Transfer DateAug 18, 2026
Transfer Doc0000104750
Record UpdatedOct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALTHAM MA
Recording DateAug 19, 2026
Property Address14 GARDNER ST, 2, WALTHAM, MA 02453-8602
Document Number0000104750
Book / Page86032 / 501
Instrument DateAug 18, 2026
Instrument2026104750
Transaction TypeTransfer
Record UpdatedSep 9, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 ELDREDGE ST, NEWTON, MA 02458-2006

March 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALTHAM MA
Recording DateMar 10, 2026
Property Address14 GARDNER ST # 2, 2, WALTHAM, MA 02453-8602
Document Number085318-322
Book / Page85318 / 322
Instrument DateMar 6, 2026
Instrument25677
Transaction TypeTransfer
Record UpdatedMar 31, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address14 GARDNER ST # 16, 16, WALTHAM, MA 02453-8602

Mortgage

Document Number0000025678
DateMar 10, 2026
Instrument25678
Lender
NameWORKERS FCU
Agreement
AmountAmount on Record
Term361 Months
DueApr 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.63%
Type Change DateApr 1, 2031
IndexLIBOR

May 2023: Redemption Deed, Transfer

Document TypeRedemption Deed
JurisdictionWALTHAM MA
Recording DateMay 23, 2023
Property Address14 GARDNER ST # 2, 2, WALTHAM, MA 02453-8602
Document Number081565-538
Book / Page81565 / 538
Instrument DateMay 19, 2023
Instrument53591
Transaction TypeTransfer
Record UpdatedJun 9, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

May 2023: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionWALTHAM MA
Recording DateMay 17, 2023
Property Address14 GARDNER ST # 2, 2, WALTHAM, MA 02453-8602
Document Number081545-199
Book / Page81545 / 199
Instrument DateMay 17, 2023
Instrument51262
Transaction TypeTransfer
Record UpdatedJun 2, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address211 ASH ST, WALTHAM, MA 02453-5116

Mortgage

Document Number0000051263
DateMay 17, 2023
Instrument51263
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate6.75%
Type Change DateJun 1, 2033
Max Rate At Change3%
IndexOther
Margin3

Tax Assessment & Valuation

The 2026 property tax bill for 14 Gardner St, #2 was $5,642, up 10.3% from the year before.

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityWaltham City
Unified School DistrictWaltham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,642.00 (+10.35%)$546,700 (+4.99%) Building $546,700$729,793 (+19.81%)
2025$5,113.00 (+57.03%)$520,700 (+54.14%) Building $520,700$609,140 (+4.77%)
2024$3,256.00 (-17.9%)$337,800 (-12.1%) Building $337,800$581,400
2023$3,966.00$384,300 Building $384,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14 Gardner St, #2 in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims8 (1978–1998)
Claims Outside the SFHA1 of 8
Most Recent ClaimJun 1998 · Heavy Rains And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 14 Gardner St, #2 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALTHAM WATER DEPARTMENT
serves 65,218 people · EPA ID MA3308000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50

May also be available: AT&T, T-Mobile.

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