84 Gardner St, #2, Waltham, MA 02453 Property Records

Middlesex County and Waltham City property record for 84 Gardner St, #2, Waltham, MA 02453

Property Summary

Property Type	Condominium
Details	4 bd · 1 ba · 2,050 sqft · built 1900
Lot Size	0.069 acres (3,035 sqft)
Owner	Individual Name on Record
Last Sale	$520,000 (Oct 2017)
Tax Bill	$7,901 (2026)
Deeds & Mortgages	Jun 2020 Refinance Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`212114`

Property Details

APN / Parcel Number

Primary APN	`212114`
Alternative APN	`WALT M:069 B:027 L:0012 002`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,050 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,035 sqft

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	212114
Street Address	84 GARDNER ST, 2
City	WALTHAM
State	MA
Zip	02453-0446
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	27
Legal Lot Number	12 002
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	1
Census Block	1014
Census Tract	368700

Owner

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	84 GARDNER ST, 2, WALTHAM, MA 02453-0446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN BANK
Oct 19, 2017	Quit Claim Deed, Transfer · Conventional Mortgage MORGAN STANLEY &

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2017 · Amount on Record
Deed Sale	Oct 19, 2017 · Amount on Record
Deed Book / Page	70098 / 258
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	84 GARDNER ST # 2, 2, WALTHAM, MA 02453-0446
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74846-27
Date	Jun 9, 2020
Book Page	74846/27
Instrument	88781

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Oct 19, 2017
Property Address	84 GARDNER ST # 2, 2, WALTHAM, MA 02453-0446
Document Number	70098-258
Book / Page	070098 / 000258
Instrument Date	Oct 17, 2017
Instrument	9360
Transaction Type	Transfer
Record Updated	Nov 7, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,371.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 GARDNER ST #2 WALTHAM MA 024530446, 2, WALTHAM, MA 02453-0446

Mortgage

Document Number	70098-261
Date	Oct 19, 2017
Book Page	070098/000261
Instrument	9361

Lender

Name	MORGAN STANLEY &

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2047

Tax Assessment & Valuation

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,901.00 (+10.55%)	$765,600 (+5.19%) Building $765,600	$702,077 (-5.8%)
2025	$7,147.00 (+2.73%)	$727,800 (+0.85%) Building $727,800	$745,275 (+5.13%)
2024	$6,957.00 (-4.13%)	$721,700 (+2.63%) Building $721,700	$708,890
2023	$7,257.00	$703,200 Building $703,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1978–1998)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jun 1998 · Heavy Rains And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile.

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