61 Cottage St, Warwick, RI 02886 Property Records

Warwick City property record for 61 Cottage St, Warwick, RI 02886

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,219 sqft · built 1895
Lot Size0.165 acres (7,200 sqft)
OwnerIndividual Name on Record
Last Sale$285,000 (Dec 2021)
Tax Bill$3,703 (2025)
Deeds & MortgagesMar 2021 Refinance
Dec 2021 Sale
Flood ZoneZone X (minimal risk)
APN27800220000

Property Details

APN / Parcel Number

Primary APN27800220000
Alternative APNs
  • WARW M:278 B:0022 L:0000
  • 132386

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,219 sqft Living Area
Gross Area2,260 sqft
1st Floor Area724 sqft
Basement Area660 sqft
Unfinished Basement660 sqft

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1895
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,200 sqft (0.165 acres)
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number132386
Street Address61 COTTAGE ST
CityWARWICK
StateRI
Zip02886-1309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA7
Legal Block22
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group4
Census Block4046
Census Tract21100

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address61 COTTAGE ST, WARWICK, RI 02886-1309
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
GREENWOOD CU
Dec 27, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 27, 2021 · Amount on Record
Deed SaleDec 27, 2021 · Amount on Record
Prior SaleMay 22, 2009 · Amount on Record
Deed Document Number202125639
Deed Book / Page10044 / 177
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address61 COTTAGE ST, WARWICK, RI 02886-1309
Transaction TypeMortgage
Record UpdatedApr 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number009780-260
DateMar 16, 2021
Book Page9780/260
Instrument5526
Lender
NameGREENWOOD CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateDec 27, 2021
Property Address61 COTTAGE ST, WARWICK, RI 02886-1309
Document Number010044-177
Book / Page10044 / 177
Instrument DateDec 23, 2021
Instrument25639
Transaction TypeTransfer
Record UpdatedApr 27, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address212 GARDEN ST, PAWTUCKET, RI 02860-3760

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,703.00 (+16.3%)$291,600 (+29.95%) Land $98,300 Building $193,300
2024$393,585
2023$3,184.00 (+15.78%)$224,400 (+52.86%) Land $75,300 Building $149,100
2022$2,750.00$146,800 Land $43,800 Building $103,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimDec 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK-CITY OF
serves 73,289 people · EPA ID RI1615627
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Cottage St

Nearby Streets

Search Property Records by Address or Parcel Number