Warwick City property record for 44 Cottage St, Warwick, RI 02886 · Last verified June 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1900 |
| Square Footage | 2,048 sqft Living Area |
| Lot Size | 7,200 sqft (0.165 acres) |
| Garage | Detached |
| Last Sale | $270,000 (2020) |
| Tax Bill | $5,288.00 (2025) |
| Primary APN | 27800560000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Building Area | 2,048 sqft Living Area |
| Gross Area | 3,655 sqft Gross Area |
| 1st Floor | 1,170 sqft 1st Floor |
| Basement Area | 1,170 sqft Basement |
| Unfinished Basement | 1,170 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 7,200 sqft (0.165 acres) |
| Garage Type | Detached Garage |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 122806 |
|---|---|
| Street Address | 44 COTTAGE ST |
| City | WARWICK |
| State | RI |
| Zip | 02886-1310 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Block | 56 |
| Jurisdiction | WARWICK RI |
| Minor Civil Division | WARWICK |
| Census Blockgroup | 4 |
| Census Block | 4048 |
| Census Tract | 21100 |
Source: Warwick City records · APN 27800560000
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13 WAGONWHEEL RD, SEEKONK, MA 02771-1950 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 19, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance INTERFIRST MORTGAGE COMPANY |
| Dec 14, 2020 | Executor's Deed, Transfer · Federal Housing Administration (FHA) Mortgage MOVEMENT MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 14, 2020 · Amount on Record |
| Deed Sale | Dec 14, 2020 · Amount on Record |
| Deed Doc Number | 202019951 |
| Deed Book / Page | 9694 / 264 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 44 COTTAGE ST, WARWICK, RI 02886-1310 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 009984-108 |
|---|---|
| Date | Oct 19, 2021 |
| Book Page | 9984/108 |
| Instrument | 21115 |
| Name | INTERFIRST MORTGAGE COMPANY |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Dec 14, 2020 |
| Property Address | 44 COTTAGE ST, WARWICK, RI 02886-1310 |
| Document Number | 009694-264 |
| Book / Page | 9694 / 264 |
| Instrument Date | Dec 10, 2020 |
| Instrument | 19951 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 WAGONWHEEL RD, SEEKONK, MA 02771-1950 |
| Document Number | 0000019952 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 19952 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Warwick City records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,288.00 (+17.46%) | $416,400 (+31.23%) Land $103,500 Building $312,900 |
| 2023 | $4,502.00 (+28.52%) | $317,300 (+69.68%) Land $79,300 Building $238,000 |
| 2022 | $3,503.00 | $187,000 Land $46,100 Building $140,900 |
44 Cottage St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · County delivery 44003C updated December 26, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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