Warwick City property record for 45 Cottage St, Warwick, RI 02886 · Last verified June 2026
| Property Type | Government / Public Use |
|---|---|
| Details | 4 bd · 1 ba · 1,860 sqft · built 1984 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Company Name on File |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27800180000 |
| Primary APN | 27800180000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,860 sqft Total Area |
| 1st Floor Area | 1,860 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,600 sqft (0.22 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 604289 |
|---|---|
| Street Address | 45 COTTAGE ST |
| City | WARWICK |
| State | RI |
| Zip | 02886-1309 |
| Property Category | Public Works |
| Property Type | Public Works > Government / Public Use |
| Legal Block | 18 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 4 |
| Census Block | 4046 |
| Census Tract | 21100 |
Source: Warwick City records · APN 27800180000
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1035 W SHORE RD, WARWICK, RI 02889-3427 |
| Owner Type | Company |
| Vesting | Government |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 45 COTTAGE ST, WARWICK, RI 02886-1309 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9509-202 |
|---|---|
| Date | May 08, 2020 |
| Book Page | 9509/202 |
| Instrument | 6269 |
| Name | PAWTUCKET CU |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Warwick City records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Assessed Value |
|---|---|
| 2025 | $390,200 (+30.76%) Land $76,800 Building $313,400 |
| 2023 | $298,400 Land $58,700 Building $239,700 |
Source: FEMA National Flood Hazard Layer, County delivery 44003C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440030211004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Dec 2023, rainfall accumulation, Severe Storm And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 198 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| Verizon | Fiber | 980 / 880 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Cox Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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