6090 Co Rd 278, Five Points, AL 36855 Property Records

Chambers County property record for 6090 Co Rd 278, Five Points, AL 36855

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,749 sqft · built 1890
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$306 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`12-02-01-01-0-000-005.003`

Property Details

APN / Parcel Number

Primary APN	`12-02-01-01-0-000-005.003`
Alternative APNs	`0201010000005003` `410235`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,749 sqft Living Area
1st Floor Area	1,749 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Wood
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	262 ft deep x 156 ft wide
Porch	Slab
Porch Area	495 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	410235
Street Address	6090 COUNTY ROAD 278
City	FIVE POINTS
State	AL
Zip	36855-2821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	START AT INT OF N MARGIN OF CO.ROAD 278 & E MARGIN OF CO. ROAD 281, RUN E'LY ALONG CO. ROAD 278 140'(S) TO P.O.B., RUN E'LY A
Legal Range	27
Legal Township	24
Legal Section	01
Jurisdiction	CHAMBERS AL
Township / Civil Division	FIVE POINTS
Census Block Group	1
Census Block	1018
Census Tract	953800

Owner

Source: Chambers County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6090 COUNTY ROAD 278, FIVE POINTS, AL 36855-2821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage LEGENDS BANK
Nov 6, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2017
Deed Sale	Nov 6, 2017
Prior Sale	Apr 23, 2015 · Amount on Record
Deed Document Number	20174415
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	6090 COUNTY ROAD 278, FIVE POINTS, AL 36855-2821
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/4464
Date	Oct 27, 2020
Book Page	2020/4464

Lender

Name	LEGENDS BANK
Type	Bank
Address	CLARKSVILLE, TN 37040

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMBERS AL
Recording Date	Nov 6, 2017
Property Address	6090 COUNTY ROAD 278, FIVE POINTS, AL 36855-2821
Document Number	0020174415
Instrument Date	Nov 2, 2017
Instrument	2017-4415
Transaction Type	Transfer
Record Updated	Oct 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6090 COUNTY ROAD 278, FIVE POINTS, AL 36855-2821

Tax Assessment & Valuation

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$306.00 (+8.51%) Homeowner's exemption
2025	$282.00 (+0.36%)	$16,592 (+100.39%) Land $1,420 Building $15,172	$82,960 (+0.06%) Land $7,100 Building $75,860
2024	$281.00 Additional exemption filed	$8,280 (-) Land $700 Building $7,580	$82,910 (-) Land $7,050 Building $75,860
2023	$281.00 Additional exemption filed	$8,280 (-) Land $700 Building $7,580	$82,910 (-) Land $7,050 Building $75,860
2022	$281.00 Additional exemption filed	$8,280 Land $700 Building $7,580	$82,910 Land $7,050 Building $75,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 67% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TEC DSL	50 / 5

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Co Rd 278

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures