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  5. Co Rd 278

5556 Co Rd 278, Five Points, AL 36855 Property Records

Chambers County property record for 5556 Co Rd 278, Five Points, AL 36855

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,344 sqft · built 1975
Lot Size2.05 acres (89,298 sqft)
OwnerIndividual Name on Record
Last Sale$343,000 (Jan 2024)
Tax Bill$375 (2026)
Deeds & MortgagesAug 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN12-02-01-12-0-000-001.000

Property Details

APN / Parcel Number

Primary APN12-02-01-12-0-000-001.000
Alternative APNs
  • 0201120000001000
  • 459285

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,344 sqft Living Area
1st Floor Area1,344 sqft
Basement Area378 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialBrick
Foundation TypeBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area89,298 sqft (2.05 acres)
Lot Dimensions398 ft deep x 216 ft wide
Garage TypeMixed
Garage Area285 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area110 sqft
Utility Building135 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number459285
Street Address5556 COUNTY ROAD 278
CityFIVE POINTS
StateAL
Zip36855-2823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG 172'(S) S OF & 111'(S) W OF NE COR OF NE1/4 OF NE1/4 OF SEC. 12 & ON N MARGIN OF CO. ROAD 278, RUN NW'LY ALONG ROAD 216.1
Legal Range27
Legal Township24
Legal Section12
JurisdictionCHAMBERS AL
Township / Civil DivisionFIVE POINTS
Census Block Group1
Census Block1018
Census Tract953800

Owner

Source: Chambers County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address31080 US HIGHWAY 431, FIVE POINTS, AL 36855-2332
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 29, 2024 · Amount on Record
Deed SaleJan 29, 2024 · Amount on Record
Prior SaleJan 30, 2021 · Amount on Record
Deed Document Number2024354
Prior Transfer DateJan 25, 2024
Prior Transfer Doc0000000354
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMBERS AL
Recording DateAug 26, 2026
Property Address5556 COUNTY ROAD 278, FIVE POINTS, AL 36855-2823
Document Number0000003924
Instrument DateAug 25, 2026
Instrument20263924
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address5306 COUNTY ROAD 54, CAMP HILL, AL 36850-2674

Mortgage

Document Number0000003924,
DateAug 26, 2026
Instrument20263924
Lender
NameALABAMA AGENCY CREDIT FLCA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 1, 2046
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyChambers County
Unified School DistrictChambers County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$375.00 (+8.38%) Homeowner's exemption
2025$346.00 (+0.29%)$19,612 (+100.12%) Land $2,340 Building $17,272$98,060 (+0.04%) Land $11,700 Building $86,360
2024$345.00 Additional exemption filed$9,800 (-) Land $1,160 Building $8,640$98,020 (-) Land $11,660 Building $86,360
2023$345.00 Additional exemption filed$9,800 (-) Land $1,160 Building $8,640$98,020 (-) Land $11,660 Building $86,360
2022$345.00 Additional exemption filed$9,800 Land $1,160 Building $8,640$98,020 Land $11,660 Building $86,360

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · above 67% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST ALABAMA, WATER & FIRE PRO DISTRICT
serves 17,532 people · EPA ID AL0000174
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
TEC
DSL		50 / 5

Cell Coverage

4G LTE only, no 5G reported

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