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  5. Co Rd 278

5461 Co Rd 278, Five Points, AL 36855 Property Records

Chambers County property record for 5461 Co Rd 278, Five Points, AL 36855

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 3,799 sqft · built 2006
Lot Size25 acres (1,089,000 sqft)
Owner2 Individual Names on Record
Last Sale$550,000 (Jan 2024)
Tax Bill$2,086 (2026)
Deeds & MortgagesJan 2024 Sale & Mortgage
Mar 2018 Sale
Flood ZoneZone X (minimal risk)
APN12-01-03-07-0-000-006.002

Property Details

APN / Parcel Number

Primary APN12-01-03-07-0-000-006.002
Alternative APNs
  • 0103070000006002
  • 430680
  • 498465

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area3,799 sqft Living Area
1st Floor Area1,955 sqft
Upper Floors Area1,537 sqft
Basement Area1,955 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialWood Shingle
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area1,089,000 sqft (25 acres)
PorchPatio
Porch Area261 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number498465
Street Address5461 COUNTY ROAD 278
CityFIVE POINTS
StateAL
Zip36855-2826
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG 290' E OF & 752'(S) N OF SW COR OF NW1/4, RUN N1546.44' TO CO. ROAD 278, SE'LY ALONG ROAD 784.54', S1319.39', W744.14' TO
Legal Range28
Legal Township24
Legal Section07
JurisdictionCHAMBERS AL
Township / Civil DivisionFIVE POINTS
Census Block Group1
Census Block1016
Census Tract953800

Owner

Source: Chambers County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3455 COUNTY ROAD 288, FIVE POINTS, AL 36855-2910
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2024Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Mar 12, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 18, 2024 · Amount on Record
Deed SaleJan 18, 2024 · Amount on Record
Prior SaleMar 12, 2018 · Amount on Record
Deed Document Number2024210
Prior Transfer DateJan 5, 2024
Prior Transfer Doc0000000210
Record UpdatedOct 29, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMBERS AL
Recording DateJan 18, 2024
Property Address5461 COUNTY ROAD 278, FIVE POINTS, AL 36855-2826
Document Number002024/210
Book / Page2024 / 210
Instrument DateJan 5, 2024
Transaction TypeTransfer
Record UpdatedJan 31, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address371 MARY DR, ROANOKE, AL 36274-8127

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5461 COUNTY ROAD 278, FIVE POINTS, AL 36855-2826

Mortgage

Document Number0002024211
DateJan 18, 2024
Instrument2024/211
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMBERS AL
Recording DateMar 12, 2018
Property Address5461 COUNTY ROAD 278, FIVE POINTS, AL 36855-2826
Document Number002018/924
Book / Page2018 / 924
Instrument DateMar 6, 2018
Transaction TypeTransfer
Record UpdatedJan 21, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5461 COUNTY ROAD 278, FIVE POINTS, AL 36855-2826

Tax Assessment & Valuation

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyChambers County
Unified School DistrictChambers County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,086.00 (+1.41%)
2025$2,057.00$48,356 (-0.01%) Land $6,500 Building $41,856$483,560 (-) Land $65,000 Building $418,560
2024Additional exemption filed$48,360 (-13.02%) Land $6,500 Building $41,860$483,560 (-13.02%) Land $65,000 Building $418,560
2023Additional exemption filed$55,600 Land $6,500 Building $49,100$555,950 Land $65,000 Building $490,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · above 70% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
TEC
DSL		10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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