Gila County property record for 609 W Saddle Ln, Payson, AZ 85541
| Property Type | Single Family Home |
|---|---|
| Details | 1,308 sqft · built 1985 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Owner Name on File |
| Last Sale | $169,000 (Sep 2005) |
| Tax Bill | $1,367 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 302-36-189 |
| Primary APN | 302-36-189 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,308 sqft Living Area |
| 1st Floor Area | 872 sqft |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Plywood |
| Construction Type | Steel Frame |
| Roof Material | Asbestos |
| Lot Area | 6,098 sqft (0.139 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 64 sqft |
| Patio Area | 172 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Window A/C |
|---|
| Account Number | R021892 |
|---|---|
| Street Address | 609 W SADDLE LN |
| City | PAYSON |
| State | AZ |
| Zip | 85541-3047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 20 SECTION: 28 TOWNSHIP: 11N RANGE: 10E PAYSON RANCHOS #3 LOT 20 237/381 364/347 388/880 PLAT 348 |
| Legal Range | 10E |
| Legal Township | 11N |
| Legal Section | 28 |
| Legal Subdivision | PAYSON RANCHOS |
| Legal Lot Number | 20,237 |
| Jurisdiction | GILA AZ |
| Township / Civil Division | PAYSON |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 302 |
The current owner of 609 W Saddle Ln acquired it in September 2011.
Source: Gila County records, as of January 16, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 6359 LAMBDA DR, SAN DIEGO, CA 92120-4704 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2005 · Amount on File |
| Deed Sale | Sep 1, 2005 · Amount on File |
| Prior Sale | Sep 1, 2005 · Amount on File |
| Deed Document Number | 0000016063 |
| Last Transfer Date | Sep 28, 2011 |
| Transfer Doc | 0000010627 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 609 W Saddle Ln was $1,367.
Source: Gila County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Municipality | Payson Town |
| Unified School District | Payson Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $22,531 Land $5,135 Building $17,396 | $225,310 Land $51,352 Building $173,958 | |
| 2025 | $1,367.00 | ||
| 2024 | $20,232 Land $2,969 Building $17,263 | $202,322 Land $29,691 Building $172,631 | |
| 2023 | $1,275.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 609 W Saddle Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2004–2019) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 609 W Saddle Ln is high, ranking above 76% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 65% of Arizona |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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