604 W Saddle Ln, Payson, AZ 85541 Property Records

Gila County property record for 604 W Saddle Ln, Payson, AZ 85541 · Last verified July 2026

Property Highlights

Property TypeResidential > Prefabricated > Mobile Home
Architecture StyleMobile Home
Year BuiltBuilt 2000
Square Footage960 sqft Living Area
Lot Size6,098 sqft (0.14 acres)
Last Sale$157,000 (2025)
Tax Bill$771.00 (2025)

Property Details

APN / Parcel Number

Primary APN302-36-275
Alternative APNs
  • R022192
  • 022192

Interior

Building Area960 sqft Living Area
1st Floor960 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2000
Architectural StyleMobile Home Style
Exterior MaterialWood Siding Exterior
Construction TypeWood Construction
Roof MaterialAsbestos Roof
Lot Area6,098 sqft (0.14 acres)
Depth X Width60 ft x 16 ft Depth x Width
Deck AreaDeck Area
Patio Area9 sqft Patio
Porch Area730 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account NumberR022192
Street Address604 W SADDLE LN
CityPAYSON
StateAZ
Zip85541-3046
Property UsageResidential Property Usage
TypeResidential > Prefabricated > Mobile Home
Legal DescriptionSECTION: 28 TOWNSHIP: 11N RANGE: 10E SERIAL: CAVAZL2973295 YEAR: 0 MAKE: - CAVCO SIZE: 16 X 60 PAYSON RANCHOS #3 LOT 106 274/176A/A 1997 16X60 CAVCO MH VINCAVAZL2973295FEE 99-10390
Legal Range10E
Legal Township11N
Legal Section28
Legal SubdivisionPAYSON RANCH
Legal Lot Number106,2
JurisdictionGILA AZ
Minor Civil DivisionPAYSON
Census Blockgroup2
Census Block2026
Census Tract302

Owner

Source: Gila County records · APN 302-36-275

Assessment roll updated February 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 1242, PINE, AZ 85544-1242
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jun 19, 2020Joint Tenancy Deed, Transfer · Federal Housing Administration (FHA) Mortgage
AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 21, 2025 · Amount on Record
Deed SaleApr 21, 2025 · Amount on Record
Prior SaleJun 19, 2020 · Amount on Record
Deed Doc Number20253664
Record RefreshedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address604 W SADDLE LN, PAYSON, AZ 85541-3046
Transaction TypeMortgage
Record UpdatedOct 01, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 W SADDLE LN, PAYSON, AZ 85541-3046

Mortgage

Document Number0000011994
DateAug 26, 2021
Instrument2021-011994
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

June 2020: Joint Tenancy Deed, Transfer

Document TypeJoint Tenancy Deed
JurisdictionGILA AZ
Recording DateJun 19, 2020
Property Address604 W SADDLE LN, PAYSON, AZ 85541-3046
Document Number0000006802
Map ReferenceMAP 349
Instrument DateJun 10, 2020
Instrument2020-006802
Transaction TypeTransfer
Record UpdatedNov 29, 2021
Title CompanyPIONEER TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1945, PAYSON, AZ 85547-1945

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address1112 N RHONE CIRCIE 7040, 7040, PAYSON, AZ 85541-3669

Mortgage

Document Number0000006803
DateJun 19, 2020
Instrument2020-006803
Lender
NameAMERICAN FINANCIAL RESOURCES INC
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

Tax Assessment & Valuation

Source: Gila County records · Assessment roll updated February 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateArizona
CountyGila County
MunicipalityPayson Town
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$8,530 (+31.82%) Land $5,135 Building $3,395$85,306 (+31.82%) Land $51,352 Building $33,954
2025$771.00 (+7.23%)
2024$6,471 Land $2,969 Building $3,502$64,713 Land $29,691 Building $35,022
2023$719.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gila County (04007C), updated October 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 76% of the US · above 66% of Arizona
Wildfire LikelihoodAbout 1 in 326 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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