606 W Saddle Ln, Payson, AZ 85541 Property Records

Gila County property record for 606 W Saddle Ln, Payson, AZ 85541 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,200 sqft · built 1978
Lot Size0.139 acres (6,098 sqft)
Owner2 Company Names on File
Last Sale$195,000 (Dec 2020)
Tax Bill$1,358 (2025)
Deeds & MortgagesMay 2022 Transfer
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN302-36-274

Property Details

APN / Parcel Number

Primary APN302-36-274
Alternative APNs
  • R022188
  • 022188

Interior

Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsbestos
Lot Area6,098 sqft (0.139 acres)
PorchPorch
Porch Area247 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemFloor/Wall Furnace

Location & Zoning

Account NumberR022188
Street Address606 W SADDLE LN
CityPAYSON
StateAZ
Zip85541-3046
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 105 SECTION: 28 TOWNSHIP: 11N RANGE: 10E PAYSON RANCHOS #3; PLAT MAP 348; LOT 105 DKT 273/675
Legal Range10E
Legal Township11N
Legal Section28
Legal SubdivisionPAYSON RANCHOS
Legal Lot Number105
JurisdictionGILA AZ
Township / Civil DivisionPAYSON
Census Block Group2
Census Block2026
Census Tract302

Owner

Source: Gila County records · APN 302-36-274

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Co-ownerVerified Secondary Owner
Mailing Address5040 E MAGIC STONE DR, PHOENIX, AZ 85044-2303
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 23, 2022Intrafamily Transfer, Transfer
Dec 08, 2020Warranty Deed, Transfer · Conventional Mortgage
BAY EQUITY LLC

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleDec 08, 2020 · Amount on Record
Deed SaleDec 08, 2020 · Amount on Record
Prior SaleDec 08, 2020 · Amount on Record
Deed Document Number0000015104
Last Transfer DateMay 23, 2022
Transfer Doc0000006916
Record UpdatedJun 08, 2026

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGILA AZ
Recording DateMay 23, 2022
Property Address606 W SADDLE LN, PAYSON, AZ 85541-3046
Document Number0000006916
Map ReferenceMAP 349
Instrument DateMay 12, 2022
Instrument2022-006916
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address5040 E MAGIC STONE DR, PHOENIX, AZ 85044-2303

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILA AZ
Recording DateDec 08, 2020
Property Address606 W SADDLE LN, PAYSON, AZ 85541-3046
Document Number0000015104
Map ReferenceMAP 349
Instrument DateDec 04, 2020
Instrument2020-015104
Transaction TypeTransfer
Record UpdatedNov 29, 2021
Title CompanyPIONEER TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address606 W SADDLE LN, 606, PAYSON, AZ 85541-3046

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address5040 E MAGIC STONE DR, PHOENIX, AZ 85044-2303

Mortgage

Document Number0000015105
DateDec 08, 2020
Instrument2020-015105
Lender
NameBAY EQUITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Gila County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateArizona
CountyGila County
MunicipalityPayson Town
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$21,403 (+11.7%) Land $5,135 Building $16,268$214,037 (+11.7%) Land $51,352 Building $162,685
2025$1,358.00 (+7.18%)
2024$19,162 Land $2,969 Building $16,193$191,619 Land $29,691 Building $161,928
2023$1,267.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gila County (04007C), updated October 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040070003022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims3 (2004–2019)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2019, rainfall accumulation
Claims By Storm
  • Severe Storms And Flooding, Jan 2005 · 2 claims

Wildfire

Wildfire RiskHigh
above 76% of the US · above 66% of Arizona
Wildfire LikelihoodAbout 1 in 326 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 183 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cable OneFiber1,000 / 1,000
Optimum CommunicationsCable940 / 35
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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