609 Thomas Ave, Winter Haven, FL 33880 Property Records

Polk County property record for 609 Thomas Ave, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,049 sqft · built 1969
Lot Size	0.149 acres (6,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Jul 2021)
Tax Bill	$2,194 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`25-28-25-354100-011300`

Property Details

APN / Parcel Number

Primary APN	`25-28-25-354100-011300`
Alternative APN	`52825000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,049 sqft Living Area
Gross Area	1,402 sqft
1st Floor Area	1,049 sqft
Flooring	Terrazzo
Interior Walls	Wood

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2002
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	6,499 sqft (0.149 acres)
Lot Dimensions	100 ft deep x 65 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	353 sqft
Porch	Unfinished Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	609 THOMAS AVE
City	WINTER HAVEN
State	FL
Zip	33880-1405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	JAN PHYL VILLAGE UNIT 10 PB 45 PG 38 BLK K LOT 30
Legal Range	25E
Legal Township	28S
Legal Section	25
Legal Subdivision	JAN PHYL VILLAGE UNIT 10
Legal Tract	354100
Legal Block	K
Legal Lot Number	30
Legal Unit	10
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1007
Census Tract	13802

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	609 THOMAS AVE, WINTER HAVEN, FL 33880-1405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
Jul 29, 2021	Correction Deed FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2021 · Amount on Record
Deed Sale	Jul 29, 2021 · Amount on Record
Prior Sale	Jul 13, 2021
Deed Document Number	2021197218
Deed Book / Page	11825 / 132
Prior Transfer Date	Jul 8, 2015
Prior Transfer Doc	0095950533
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 13, 2021
Property Address	609 THOMAS AVE, WINTER HAVEN, FL 33880-1405
Document Number	0000179498
Book / Page	11797 / 1788
Map Reference	MB 45 PG 38
Instrument Date	Jul 2, 2021
Instrument	2021179498
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	362 OLD CHARLESTON HWY, 362, HARDEEVILLE, SC 29927-3711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 THOMAS AVE, WINTER HAVEN, FL 33880-1405

Mortgage

Document Number	0117971791
Date	Jul 13, 2021
Instrument	11797/1791

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	POLK FL
Recording Date	Jul 29, 2021
Property Address	609 THOMAS AVE, WINTER HAVEN, FL 33880-1405
Document Number	0000197218
Book / Page	11825 / 132
Map Reference	MB 45 PG 38
Instrument Date	Jul 2, 2021
Instrument	2021197218
Record Updated	Aug 16, 2021
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Tax	$1,225.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	362 OLD CHARLESTON HWY, 362, HARDEEVILLE, SC 29927-3711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 THOMAS AVE, WINTER HAVEN, FL 33880-1405

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,644 (+1.13%) Land $14,500 Building $157,144	$171,644 (+1.13%) Land $14,500 Building $157,144
2025	$2,194.00 (-19.96%)	$169,730 (-0.69%) Land $14,500 Building $155,230	$169,730 (-0.69%) Land $14,500 Building $155,230
2023	$2,741.00 (+8.9%)	$170,907 (+10.66%) Land $14,000 Building $156,907	$170,907 (+10.66%) Land $14,000 Building $156,907
2022	$2,517.00	$154,444 Land $11,500 Building $142,944	$154,444 Land $11,500 Building $142,944

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2008 · Tropical Storm Fay

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL serves 13,595 people · EPA ID FL6534609
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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