606 Thomas Ave, Winter Haven, FL 33880 Property Records

Polk County property record for 606 Thomas Ave, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,102 sqft · built 1969
Lot Size	0.149 acres (6,499 sqft)
Owner	2 Individual Names on File
Last Sale	$212,000 (Dec 2021)
Tax Bill	$1,829 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`25-28-25-354100-012040`

Property Details

APN / Parcel Number

Primary APN	`25-28-25-354100-012040`
Alternative APN	`52825000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,102 sqft Living Area
Gross Area	1,462 sqft
1st Floor Area	940 sqft
Flooring	Concrete/Cement
Interior Walls	Wood

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2015
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	6,499 sqft (0.149 acres)
Lot Dimensions	100 ft deep x 65 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	360 sqft
Porch	Florida Room
Porch Area	210 sqft
Shed	1 Shed

Location & Zoning

Street Address	606 THOMAS AVE
City	WINTER HAVEN
State	FL
Zip	33880-1403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	JAN PHYL VILLAGE UNIT 10 PB 45 PG 38 BLK L LOT 4
Legal Range	25E
Legal Township	28S
Legal Section	25
Legal Subdivision	JAN PHYL VILLAGE UNIT 10
Legal Tract	354100
Legal Block	L
Legal Lot Number	4
Legal Unit	10
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1023
Census Tract	13802

Owner

606 Thomas Ave is owned and occupied by two individuals who bought it in December 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	606 THOMAS AVE, WINTER HAVEN, FL 33880-1403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage BLUE RAY INVESTMENTS LLC
Jan 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Dec 30, 2021	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Sep 25, 2020	Deed of Trust, Mortgage · Conventional with PMI 2MALINES INVESTMENTS LLC
Sep 25, 2020	Deed of Trust, Mortgage · Conventional with PMI 2MALINES INVESTMENTS LLC
Jul 25, 2018	Warranty Deed, Transfer · Conventional with PMI PAUL A SARMENTO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2021 · Amount on File
Deed Sale	Dec 30, 2021 · Amount on File
Prior Sale	Jul 25, 2018 · Amount on File
Deed Document Number	2021339705
Deed Book / Page	12050 / 1632
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	606 THOMAS AVE, WINTER HAVEN, FL 33880-1403
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5942 SKOKIE RD, LAKE WALES, FL 33898-7568
Investor	Possibly a Property Investor

Mortgage

Document Number	0000284171
Date	Nov 1, 2021
Book Page	11961/1362
Instrument	2021284171

Lender

Name	BLUE RAY INVESTMENTS LLC
Type	Non-Lending Institution
Address	SAINT PETERSBURG, FL 33736

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	606 THOMAS AVE, WINTER HAVEN, FL 33880-1403
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6662 WESTERN AVE 7, 7, BUENA PARK, CA 90621-2890

Mortgage

Document Number	0000019152
Date	Jan 21, 2022
Book Page	12084/563
Instrument	2022019152

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	ALBUQUERQUE, NM 87105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 30, 2021
Property Address	606 THOMAS AVE, WINTER HAVEN, FL 33880-1403
Document Number	0000339705
Book / Page	12050 / 1632
Map Reference	MB 45 PG 38
Instrument Date	Dec 20, 2021
Instrument	2021339705
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	ORLANDO TITLE PROFESSIONALS LL, ORLANDO TTL PROFESSIONALS LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,484.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5942 SKOKIE RD, 5942, LAKE WALES, FL 33898-7568

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6662 WESTERN AVE, BUENA PARK, CA 90621-2890

Mortgage

Document Number	0120501634
Date	Dec 30, 2021
Instrument	12050/1634

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	606 THOMAS AVE, WINTER HAVEN, FL 33880-1403
Document Number	0113980405
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5942 SKOKIE RD LAKE WALES FL 338987568, LAKE WALES, FL 33898-7568
Investor	Possibly a Property Investor

Mortgage

Document Number	0113980405
Date	Oct 2, 2020
Book Page	011398/000405
Instrument	206853

Lender

Name	2MALINES INVESTMENTS LLC
Address	2033 NE 14TH CT, FORT LAUDERDALE, FL 33304-1415

Agreement

Type	Conventional with PMI
Amount	Amount on Record

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	606 THOMAS AVE, WINTER HAVEN, FL 33880-1403
Document Number	0113980384
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5942 SKOKIE RD LAKE WALES FL 338987568, LAKE WALES, FL 33898-7568

Mortgage

Document Number	0113980384
Date	Oct 2, 2020
Book Page	011398/000384
Instrument	206851

Lender

Name	2MALINES INVESTMENTS LLC
Address	2033 NE 14TH CT, FORT LAUDERDALE, FL 33304-1415

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2040

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 25, 2018
Property Address	606 THOMAS AVE, WINTER HAVEN, FL 33880-1403
Document Number	0105592081
Book / Page	010559 / 002081
Instrument Date	Jul 23, 2018
Instrument	158294
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	EQUITY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5942 SKOKIE RD LAKE WALES FL 338987568, LAKE WALES, FL 33898-7568

Mortgage

Document Number	105592083
Date	Jul 25, 2018
Book Page	010559/002083
Instrument	158295

Lender

Name	PAUL A SARMENTO
Address	6514 BIMINI CT, APOLLO BEACH, FL 33572-2107
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Interest

Rate	8%

Tax Assessment & Valuation

The 2025 property tax bill for 606 Thomas Ave was $1,829 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,467 (-6.72%) Land $14,500 Building $154,967	$169,467 (-10.75%) Land $14,500 Building $154,967
2025	$1,829.00 Homeowner's exemption	$181,684	$189,876 Land $14,500 Building $175,376
2023	$2,244.00 (+3.99%) Homeowner's exemption	$170,936 (+3%)	$187,657 (+13.08%) Land $14,000 Building $173,657
2022	$2,158.00 Homeowner's exemption	$165,957 Land $11,500 Building $154,457	$165,957 Land $11,500 Building $154,457

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 606 Thomas Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2008 · Tropical Storm Fay

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 606 Thomas Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL serves 13,595 people · EPA ID FL6534609
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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