608 Thomas Ave, Winter Haven, FL 33880 Property Records

Polk County property record for 608 Thomas Ave, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 999 sqft · built 1968
Lot Size	0.149 acres (6,499 sqft)
Owner	Company Name on Record
Last Sale	$536,800 (Dec 2017)
Tax Bill	$2,007 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-28-25-354100-012030`

Property Details

APN / Parcel Number

Primary APN	`25-28-25-354100-012030`
Alternative APN	`52825000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	999 sqft Living Area
Gross Area	1,402 sqft
1st Floor Area	999 sqft
Flooring	Terrazzo
Interior Walls	Wood

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	6,499 sqft (0.149 acres)
Lot Dimensions	100 ft deep x 65 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	403 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	264 sqft

Location & Zoning

Street Address	608 THOMAS AVE
City	WINTER HAVEN
State	FL
Zip	33880-1403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	JAN PHYL VILLAGE UNIT 10 PB 45 PG 38 BLK L LOT 3
Legal Range	25E
Legal Township	28S
Legal Section	25
Legal Subdivision	JAN PHYL VILLAGE UNIT 10
Legal Tract	354100
Legal Block	L
Legal Lot Number	3
Legal Unit	10
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1023
Census Tract	13802

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 31236, SALT LAKE CITY, UT 84131-0236
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Deed of Trust, Mortgage · Commercial Mortgage GERMAN AMERICAN CAPITAL CORPORATION
Jan 11, 2018	Grant Deed, Mortgage · Line of Credit AMHERST SFR LENDER LLC
Dec 5, 2017	Grant Deed, Transfer ATTORNEY ONLY
Oct 27, 2017	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2017 · Amount on Record
Deed Sale	Dec 5, 2017 · Amount on Record
Prior Sale	Oct 27, 2017 · Amount on Record
Deed Document Number	2017232771
Deed Book / Page	10331 / 836
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	608 THOMAS AVE, WINTER HAVEN, FL 33880-1403
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	SELENE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025927
Date	Jan 28, 2022
Book Page	12094/1600
Instrument	2022025927

Lender

Name	GERMAN AMERICAN CAPITAL CORPORATION
Type	Non-Lending Institution
Address	NEW YORK, NY 10019

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Jan 11, 2018
Property Address	608 THOMAS AVE, WINTER HAVEN, FL 33880-1403
Document Number	0103661717
Book / Page	010366 / 001717
Instrument Date	Nov 29, 2017
Instrument	8918
Transaction Type	Mortgage
Record Updated	Jan 30, 2018
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5100 TAMARIND REEF CHRISTIANSTED VI 008204849, CHRISTIANSTED, VI 00820-4849

Mortgage

Document Number	103661717
Date	Jan 11, 2018
Book Page	010366/001717
Instrument	8918

Lender

Name	AMHERST SFR LENDER LLC
Address	5001 PLAZA ON THE LK, AUSTIN, TX 78746-1070

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 10, 2038

Interest

Rate Type	Adjustable Rate

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Dec 5, 2017
Property Address	608 THOMAS AVE, WINTER HAVEN, FL 33880-1403
Document Number	0103310836
Book / Page	010331 / 000836
Instrument Date	Nov 21, 2017
Instrument	232771
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,757.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	608 THOMAS AVE FL, FL

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Oct 27, 2017
Property Address	608 THOMAS AVE, WINTER HAVEN, FL 33880-1403
Document Number	0102980691
Book / Page	010298 / 000691
Instrument Date	Oct 20, 2017
Instrument	206136
Transaction Type	Transfer
Record Updated	Nov 22, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$857.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5001 PLAZA ON THE LK #200 AUSTIN TX 787461053, 200, AUSTIN, TX 78746-1053
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,281 (+1%)	$168,100 (-1.32%) Land $14,500 Building $153,600
2025	$2,007.00 (-22.15%)	$144,801 (-13.31%)	$170,350 (+1.98%) Land $14,500 Building $155,850
2024	$2,578.00 (+10.5%)
2023	$2,333.00 (+9.89%)	$167,041 (+13.45%) Land $14,000 Building $153,041	$167,041 (+13.45%) Land $14,000 Building $153,041
2022	$2,123.00	$147,235 Land $11,500 Building $135,735	$147,235 Land $11,500 Building $135,735

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2008 · Tropical Storm Fay

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL serves 13,595 people · EPA ID FL6534609
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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