609 Ray Ave, Desoto, TX 75115 Property Records

Dallas County property record for 609 Ray Ave, Desoto, TX 75115

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,827 sqft · built 1979
Lot Size0.222 acres (9,677 sqft)
OwnerIndividual Name on File
Last Sale$58,800 (Feb 1998)
Tax Bill$4,042 (2025)
Deeds & MortgagesMay 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN20-06950-007-020-0000

Property Details

APN / Parcel Number

Primary APN20-06950-007-020-0000
Alternative APN
  • 200695000702000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,827 sqft Living Area
1st Floor Area1,827 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialBrick Veneer
Construction TypeFrame
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area9,677 sqft (0.222 acres)
Lot Dimensions120 ft deep x 80 ft wide
Garage TypeAttached
Garage Area446 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number200695000702000
Street Address609 RAY AVE
CityDESOTO
StateTX
Zip75115-3311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZ312
Legal DescriptionMESA VERDE 1 BLK 7 LOT 20 VOL98024/6913 DD012998 CO-DALLAS 0695000702000 4CS06950007
Legal SubdivisionMESA VERDE 1
Legal Tract6950
Legal Block7
Legal Lot Number20
JurisdictionDALLAS TX
Township / Civil DivisionSOUTHWEST DALLAS
Census Block Group1
Census Block1042
Census Tract16619

Owner

609 Ray Ave is owned and occupied by an individual who bought it in February 1998.

Source: Dallas County records, as of August 10, 2026

Owner of RecordIndividual Name on File
Mailing Address609 RAY AVE, DESOTO, TX 75115-3311
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 5, 1998 · Amount on File
Deed SaleFeb 5, 1998 · Amount on File
Deed Book / Page98024 / 6913
Record UpdatedSep 20, 2026

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDALLAS TX
Property Address609 RAY AVE, DESOTO, TX 75115-3311
Document Number0000169019
Instrument DateMay 9, 2019
Transaction TypeMortgage
Record UpdatedJul 22, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 RAY AVE DESOTO TX 751153311, DESOTO, TX 75115-3311

Mortgage

Document Number0000169019
DateJul 1, 2019
Instrument169019
Lender
NameNRZ PASS-THROUGH TRUST VI (CT)
AddressGREENVILLE, SC 29601
Agreement
AmountAmount on Record
Term120 Months
DueJun 30, 2029
Interest
Rate5%

Tax Assessment & Valuation

The 2025 property tax bill for 609 Ray Ave was $4,042 with exemptions applied, up 6.1% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

TypeName
StateTexas
CountyDallas County
MunicipalityDeSoto City
Unified School DistrictDeSoto Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$299,890 (-) Land $70,000 Building $229,890$299,890 (-) Land $70,000 Building $229,890
2025$4,042.00 (+6.12%) Homeowner's exemption$299,890 Land $70,000 Building $229,890$299,890 Land $70,000 Building $229,890
2024$3,809.00 (+12.26%)
2023$3,393.00 (-7.17%) Homeowner's exemption$284,470 Land $65,000 Building $219,470$284,470 Land $65,000 Building $219,470
2022$3,655.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 609 Ray Ave in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 34 policies
Nearby Flood Policies34 in force
Nearby Flood Claims19 (1981–2022)
Claims Outside the SFHA12 of 19
Most Recent ClaimAug 2022 · other causes
Claims by Event
  • Severe Storms, Tornadoes & Flooding, Apr 1990 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 609 Ray Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DESOTO
serves 57,999 people · EPA ID TX0570006
Water SourcePurchased surface water from DALLAS WATER UTILITY
Last State InspectionMar 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink, Verizon.

Nearby Properties on Ray Ave

Nearby Streets

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