601 Ray Ave, Desoto, TX 75115 Property Records

Dallas County property record for 601 Ray Ave, Desoto, TX 75115

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,990 sqft · built 1979
Lot Size	0.25 acres (10,869 sqft)
Owner	2 Individual Names on File
Last Sale	$337,179 (Aug 2023)
Tax Bill	$6,181 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Sep 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`20-06950-007-022-0000`

Property Details

APN / Parcel Number

Primary APN	`20-06950-007-022-0000`
Alternative APN	`200695000702200`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,990 sqft Living Area
1st Floor Area	1,990 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,869 sqft (0.25 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	200695000702200
Street Address	601 RAY AVE
City	DESOTO
State	TX
Zip	75115-3311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z312
Legal Description	MESA VERDE 1 BLK 7 LOT 22 INT202300159831 DD07132023 CO-DC 0695000702200 4CS06950007
Legal Subdivision	MESA VERDE 1
Legal Tract	6950
Legal Block	7
Legal Lot Number	22
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	1
Census Block	1042
Census Tract	16619

Owner

601 Ray Ave is owned and occupied by two individuals who bought it in August 2023.

Source: Dallas County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	601 RAY AVE, DESOTO, TX 75115-3311
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Vendor's Lien, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Sep 8, 2021	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 8, 2019	Warranty Deed, Transfer · FHA Mortgage LOAN SIMPLE INC
Jul 20, 2018	Trustee's Deed, Foreclosure
Jul 26, 2018	Warranty Deed, Transfer · Construction Mortgage DFW SPECIALTY LNDG
Aug 17, 2018	Trustee's Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2023 · Amount on File
Deed Sale	Aug 10, 2023 · Amount on File
Prior Sale	Jan 8, 2019 · Amount on File
Deed Document Number	2023159831
Prior Transfer Date	Jan 7, 2019
Prior Transfer Doc	0000006325
Record Updated	Sep 20, 2026

August 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Aug 10, 2023
Property Address	601 RAY AVE, DESOTO, TX 75115-3311
Document Number	0000159831
Map Reference	VOL 72091 PG 340
Instrument Date	Jul 13, 2023
Instrument	202300159831
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1230 S GILPIN AVE, DALLAS, TX 75211-6021

Mortgage

Document Number	0000159832
Date	Aug 10, 2023
Instrument	202300159832

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	601 RAY AVE, DESOTO, TX 75115-3311
Transaction Type	Mortgage
Record Updated	Feb 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000268269
Date	Sep 8, 2021
Instrument	202100268269

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS TX
Recording Date	Jan 8, 2019
Property Address	601 RAY AVE, DESOTO, TX 75115-3311
Document Number	0000006325
Instrument Date	Jan 7, 2019
Instrument	6325
Transaction Type	Transfer
Record Updated	Jan 30, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 RAY AVE DESOTO TX 751153311, DESOTO, TX 75115-3311

Mortgage

Document Number	6326
Date	Jan 8, 2019
Instrument	6326

Lender

Name	LOAN SIMPLE INC
Type	Funding / Finance Company
Address	ENGLEWOOD, CO 80112

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2049

July 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DALLAS TX
Recording Date	Jul 20, 2018
Property Address	601 RAY AVE, DESOTO, TX 75115-3311
Document Number	0000194476
Instrument Date	Jul 3, 2018
Instrument	194476
Transaction Type	Foreclosure
Record Updated	Aug 8, 2018

Transaction

Amount	Amount on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	601 RAY AVE DESOTO TX 751153311, DESOTO, TX 75115-3311

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS TX
Recording Date	Jul 26, 2018
Property Address	601 RAY AVE, DESOTO, TX 75115-3311
Document Number	0000199291
Instrument Date	Jul 3, 2018
Instrument	199291
Transaction Type	Transfer
Record Updated	Aug 13, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 542972 DALLAS TX 753542972, DALLAS, TX 75354-2972

Mortgage

Document Number	199292
Date	Jul 26, 2018
Instrument	199292

Lender

Name	DFW SPECIALTY LNDG
Address	DALLAS, TX 75203

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 25, 2019

August 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	DALLAS TX
Recording Date	Aug 17, 2018
Property Address	601 RAY AVE, DESOTO, TX 75115-3311
Document Number	0000221215
Instrument Date	Jul 3, 2018
Instrument	221215
Transaction Type	Transfer
Record Updated	Sep 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	601 RAY AVE DESOTO TX 751153311, DESOTO, TX 75115-3311

Tax Assessment & Valuation

The 2025 property tax bill for 601 Ray Ave was $6,181 with exemptions applied, up 3.7% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	DeSoto City
Unified School District	DeSoto Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$337,840 (-) Land $70,000 Building $267,840	$337,840 (-) Land $70,000 Building $267,840
2025	$6,181.00 (+3.71%) Homeowner's exemption	$337,840 Land $70,000 Building $267,840	$337,840 Land $70,000 Building $267,840
2024	$5,960.00 (-19.83%)
2023	$7,434.00 (-8.94%)	$322,790 (-) Land $65,000 Building $257,790	$322,790 (-) Land $65,000 Building $257,790
2022	$8,164.00	$322,790 Land $65,000 Building $257,790	$322,790 Land $65,000 Building $257,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 601 Ray Ave in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	19 (1981–2022)
Claims Outside the SFHA	12 of 19
Most Recent Claim	Aug 2022 · other causes
Claims by Event	Severe Storms, Tornadoes & Flooding, Apr 1990 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 601 Ray Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DESOTO serves 57,999 people · EPA ID TX0570006
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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