605 Ray Ave, Desoto, TX 75115 Property Records

Dallas County property record for 605 Ray Ave, Desoto, TX 75115

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,262 sqft · built 1977
Lot Size	0.218 acres (9,511 sqft)
Owner	Individual Name on File
Last Sale	$165,100 (Aug 2016)
Tax Bill	$5,753 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Feb 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`20-06950-007-021-0000`

Property Details

APN / Parcel Number

Primary APN	`20-06950-007-021-0000`
Alternative APN	`200695000702100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,262 sqft Living Area
1st Floor Area	2,262 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,511 sqft (0.218 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Patio Area	136 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	200695000702100
Street Address	605 RAY AVE
City	DESOTO
State	TX
Zip	75115-3311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z312
Legal Description	MESA VERDE 1 BLK 7 LT 21 INT201600215146 DD08032016 CO-DC 0695000702100 4CS06950007
Legal Subdivision	MESA VERDE 1
Legal Tract	6950
Legal Block	7
Legal Lot Number	21
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	1
Census Block	1042
Census Tract	16619

Owner

605 Ray Ave is owned and occupied by an individual who bought it in August 2016.

Source: Dallas County records, as of August 10, 2026

Owner of Record	Individual Name on File
Mailing Address	605 RAY AVE, DESOTO, TX 75115-3311
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 22, 2019	Loan Modification, Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2016 · Amount on File
Deed Sale	Aug 4, 2016 · Amount on File
Prior Sale	Aug 21, 2015 · Amount on File
Deed Document Number	2016215146
Prior Transfer Date	May 13, 2015
Prior Transfer Doc	0000127912
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	605 RAY AVE, DESOTO, TX 75115-3311
Document Number	0000062009
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 2, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 RAY AVE DESOTO TX 751153311, DESOTO, TX 75115-3311

Mortgage

Document Number	0000062009
Date	Mar 13, 2019
Instrument	62009

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2049

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DALLAS TX
Property Address	605 RAY AVE, DESOTO, TX 75115-3311
Document Number	0000062081
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 2, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 RAY AVE DESOTO TX 751153311, DESOTO, TX 75115-3311

Mortgage

Document Number	0000062081
Date	Mar 13, 2019
Instrument	62081

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2049

Interest

Rate	5.12%

Tax Assessment & Valuation

The 2025 property tax bill for 605 Ray Ave was $5,753 with exemptions applied, up 9.4% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	DeSoto City
Unified School District	DeSoto Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,200 (-) Land $70,000 Building $272,200	$342,200 (-) Land $70,000 Building $272,200
2025	$5,753.00 (+9.44%) Homeowner's exemption	$342,200 Land $70,000 Building $272,200	$342,200 Land $70,000 Building $272,200
2024	$5,257.00 (+11.35%)
2023	$4,721.00 (-7.7%) Homeowner's exemption	$325,510 Land $65,000 Building $260,510	$325,510 Land $65,000 Building $260,510
2022	$5,115.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 605 Ray Ave in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	19 (1981–2022)
Claims Outside the SFHA	12 of 19
Most Recent Claim	Aug 2022 · other causes
Claims by Event	Severe Storms, Tornadoes & Flooding, Apr 1990 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 Ray Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DESOTO serves 57,999 people · EPA ID TX0570006
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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