St. Johns County property record for 609 Prosperity Lake Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,635 sqft · built 2000 |
| Lot Size | 0.51 acres (22,215 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,000 (Mar 2005) |
| Tax Bill | $2,111 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026442-0340 |
| Primary APN | 026442-0340 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,635 sqft Living Area |
| Gross Area | 2,105 sqft |
| 1st Floor Area | 1,635 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,215 sqft (0.51 acres) |
| Garage Type | Attached |
| Garage Area | 470 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 288 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 236 sqft |
| Patio Area | 468 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 609 PROSPERITY LAKE DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 37/68-79 SOUTHLAKE UNIT 2A LOT 34 OR2396/1440 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 19 |
| Legal Subdivision | SOUTHLAKE UNIT 2-A |
| Legal Block | 1 |
| Legal Lot Number | 34 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20907 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 609 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Aug 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC |
| Sep 16, 2019 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2005 · Amount on Record |
| Deed Sale | Mar 17, 2005 · Amount on Record |
| Prior Sale | May 22, 2000 · Amount on Record |
| Deed Document Number | 200520051 |
| Deed Book / Page | 2396 / 1440 |
| Prior Transfer Date | Mar 11, 2004 |
| Prior Transfer Doc | 0021610827 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 609 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1034 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 609 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1034 |
| Document Number | 0054840385 |
|---|---|
| Date | Feb 2, 2022 |
| Book Page | 5484/385 |
| Instrument | 2022012099 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Feb 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 609 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1034 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0046021347 |
|---|---|
| Date | Aug 27, 2018 |
| Book Page | 4602/1347 |
| Instrument | 2018061974 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 609 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1034 |
| Document Number | 0048010329 |
| Instrument Date | Sep 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 609 PROSPERITY LAKE DR ST AUGUSTINE FL 320921034, ST AUGUSTINE, FL 32092-1034 |
| Document Number | 0048010329 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 004801/000329 |
| Instrument | 71059 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 24, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $175,315 (+2.7%) | $353,292 (-1.24%) Land $80,000 Building $273,292 | |
| 2025 | $2,111.00 (+14.79%) Homeowner's exemption | $170,706 (+2.9%) | $357,742 (+5.31%) Land $80,000 Building $277,742 |
| 2024 | $1,839.00 (+2.22%) Homeowner's exemption | $165,895 (+3%) | $339,701 (+0.47%) Land $80,000 Building $259,701 |
| 2023 | $1,799.00 (+3.75%) Homeowner's exemption | $161,063 (+3%) | $338,123 (-0.56%) Land $85,000 Building $253,123 |
| 2022 | $1,734.00 Homeowner's exemption | $156,372 | $340,042 Land $78,400 Building $261,642 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 81 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 81 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures