589 Prosperity Lake Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 589 Prosperity Lake Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,518 sqft · built 2000
Lot Size0.23 acres (10,018 sqft)
OwnerIndividual Name on Record
Last Sale$372,000 (Aug 2025)
Tax Bill$2,323 (2025)
Deeds & MortgagesDec 2019 Sale
Sep 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN026442-0290

Property Details

APN / Parcel Number

Primary APN026442-0290

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,518 sqft Living Area
Gross Area2,174 sqft
1st Floor Area1,518 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2005
Exterior MaterialConcrete
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,018 sqft (0.23 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area240 sqft
Patio Area174 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address589 PROSPERITY LAKE DR
CityST AUGUSTINE
StateFL
Zip32092-1037
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description37/68-79 SOUTHLAKE UNIT 2A LOT 29 OR6195/1120
Legal Range28E
Legal Township05S
Legal Section19
Legal SubdivisionSOUTHLAKE UNIT 2-A
Legal Block1
Legal Lot Number29
Legal Unit2
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1005
Census Tract20907

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address589 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1037
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2019Warranty Deed, Transfer
LANDMARK TITLE
Sep 30, 2017Deed of Trust, Mortgage · Line of Credit
VYSTAR CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2025 · Amount on Record
Deed SaleAug 1, 2025 · Amount on Record
Prior SaleDec 20, 2019 · Amount on Record
Deed Document Number202562040
Deed Book / Page6195 / 1120
Prior Transfer DateNov 5, 2004
Prior Transfer Doc0000085067
Record UpdatedOct 29, 2026

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateDec 20, 2019
Property Address589 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1037
Document Number0048530054
Book / Page004853 / 000054
Instrument DateDec 17, 2019
Instrument95517
Transaction TypeTransfer
Record UpdatedJan 6, 2020
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
Tax$1,764.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address589 PROSPERITY LAKE DR ST AUGUSTINE FL 320921037, ST AUGUSTINE, FL 32092-1037

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address589 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1037
Document Number0044441532
Book / Page004444 / 001532
Instrument DateSep 30, 2017
Transaction TypeMortgage
Record UpdatedOct 24, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address589 PROSPERITY LAKE DR ST AUGUSTINE FL 320921037, ST AUGUSTINE, FL 32092-1037

Mortgage

Document Number0044441532
DateOct 6, 2017
Book Page004444/001532
Instrument67991
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32232-5085
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 5, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$307,336 (+60.54%) Land $80,000 Building $227,336$307,336 (+0.23%) Land $80,000 Building $227,336
2025$2,323.00 (+11.04%) Homeowner's exemption Widower's exemption$191,434 (+2.9%)$306,646 (+1.39%) Land $80,000 Building $226,646
2024$2,092.00 (+2.2%) Homeowner's exemption$186,039 (+3%)$302,447 (+0.88%) Land $80,000 Building $222,447
2023$2,047.00 (+3.54%) Homeowner's exemption$180,620 (+3%)$299,802 (-0.29%) Land $85,000 Building $214,802
2022$1,977.00 Homeowner's exemption$175,359$300,689 Land $78,400 Building $222,289

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 81 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies81 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 77% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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