St. Johns County property record for 608 Prosperity Lake Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,678 sqft · built 2000 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | Company Name on Record |
| Last Sale | $239,500 (Jan 2018) |
| Tax Bill | $2,504 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Aug 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026442-0360 |
| Primary APN | 026442-0360 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,678 sqft Living Area |
| Gross Area | 2,262 sqft |
| 1st Floor Area | 1,678 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,473 sqft (0.47 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 213 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 608 PROSPERITY LAKE DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 37/68-79 SOUTHLAKE UNIT 2A LOT 36 OR4489/1444 & 4871/208 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 19 |
| Legal Subdivision | SOUTHLAKE UNIT 2-A |
| Legal Block | 1 |
| Legal Lot Number | 36 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20907 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 608 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1034 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Jun 23, 2022 | Deed of Trust, Mortgage · Line of Credit JAX FCU |
| Aug 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JAX FCU |
| Jan 24, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 11, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK |
| Jan 11, 2018 | Grant Deed ATTORNEY ONLY |
| Jan 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PARKSIDE LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2018 · Amount on Record |
| Deed Sale | Jan 11, 2018 · Amount on Record |
| Prior Sale | Dec 3, 2003 · Amount on Record |
| Deed Document Number | 20182560 |
| Deed Book / Page | 4489 / 1444 |
| Last Transfer Date | Jan 17, 2020 |
| Transfer Doc | 0048710208 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 608 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1034 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 608 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1034 |
| Document Number | 0055840831 |
|---|---|
| Date | Jun 23, 2022 |
| Book Page | 5584/831 |
| Instrument | 2022062493 |
| Name | JAX FCU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 22, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 608 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1034 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Name | Verified Name |
|---|---|
| Address | 608 PROSPERITY LAKE DR, ST AUGUSTINE, FL 32092-1034 |
| Document Number | 0053480532 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 5348/532 |
| Instrument | 2021092097 |
| Name | JAX FCU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 24, 2020 |
| Property Address | 608 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1034 |
| Document Number | 0048710208 |
| Book / Page | 004871 / 000208 |
| Instrument Date | Jan 17, 2020 |
| Instrument | 5758 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 608 PROSPERITY LAKE DR ST AUGUSTINE FL 320921034, ST AUGUSTINE, FL 32092-1034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 11, 2018 |
| Property Address | 608 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1034 |
| Document Number | 0044891444 |
| Book / Page | 4489 / 1444 |
| Map Reference | MB37 PG68-79 |
| Instrument Date | Dec 29, 2017 |
| Instrument | 2018002560 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 608 PROSPERITY LAKE DR, 608, SAINT AUGUSTINE, FL 32092-1034 |
| Name | Verified Name |
|---|---|
| Address | 1613 HAWKCREST DR, SAINT JOHNS, FL 32259-2970 |
| Document Number | 2018002561 |
|---|---|
| Date | Jan 11, 2018 |
| Instrument | 2018002561 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 11, 2018 |
| Property Address | 608 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1034 |
| Document Number | 0044891441 |
| Book / Page | 004489 / 001441 |
| Instrument Date | Dec 28, 2017 |
| Instrument | 2558 |
| Record Updated | Jan 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 608 PROSPERITY LAKE DR ST AUGUSTINE FL 320921034, ST AUGUSTINE, FL 32092-1034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 608 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1034 |
| Document Number | 0043210302 |
| Book / Page | 004321 / 000302 |
| Instrument Date | Jan 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2017 |
| Title Company | TITLE AMERICA |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 608 PROSPERITY LAKE DR ST AUGUSTINE FL 320921034, ST AUGUSTINE, FL 32092-1034 |
| Document Number | 0043210302 |
|---|---|
| Date | Jan 24, 2017 |
| Book Page | 004321/000302 |
| Instrument | 5459 |
| Name | PARKSIDE LNDG |
|---|---|
| Address | SAN FRANCISCO, CA 94103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 23, 2047 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $205,310 (+2.7%) | $320,588 (-1.21%) Land $80,000 Building $240,588 | |
| 2025 | $2,504.00 (+14.08%) Homeowner's exemption | $199,912 (+5.99%) | $324,514 (+2.41%) Land $80,000 Building $244,514 |
| 2024 | $2,195.00 (+2.19%) | ||
| 2023 | $2,148.00 (+3.47%) Homeowner's exemption | $188,619 (+3%) | $316,874 (-0.06%) Land $85,000 Building $231,874 |
| 2022 | $2,076.00 Homeowner's exemption | $183,125 | $317,072 Land $78,400 Building $238,672 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 81 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 81 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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