608 Prosperity Lake Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 608 Prosperity Lake Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,678 sqft · built 2000
Lot Size0.47 acres (20,473 sqft)
OwnerCompany Name on Record
Last Sale$239,500 (Jan 2018)
Tax Bill$2,504 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Aug 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN026442-0360

Property Details

APN / Parcel Number

Primary APN026442-0360

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area1,678 sqft Living Area
Gross Area2,262 sqft
1st Floor Area1,678 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2005
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area20,473 sqft (0.47 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area213 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address608 PROSPERITY LAKE DR
CitySAINT AUGUSTINE
StateFL
Zip32092-1034
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description37/68-79 SOUTHLAKE UNIT 2A LOT 36 OR4489/1444 & 4871/208
Legal Range28E
Legal Township05S
Legal Section19
Legal SubdivisionSOUTHLAKE UNIT 2-A
Legal Block1
Legal Lot Number36
Legal Unit2
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1005
Census Tract20907

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address608 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1034
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2022Deed of Trust, Mortgage · Line of Credit
JAX FCU
Aug 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
JAX FCU
Jan 24, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 11, 2018Warranty Deed, Transfer · Conventional Mortgage
FIDELITY BANK
Jan 11, 2018Grant Deed
ATTORNEY ONLY
Jan 18, 2017Deed of Trust, Mortgage · Conventional Mortgage
PARKSIDE LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 11, 2018 · Amount on Record
Deed SaleJan 11, 2018 · Amount on Record
Prior SaleDec 3, 2003 · Amount on Record
Deed Document Number20182560
Deed Book / Page4489 / 1444
Last Transfer DateJan 17, 2020
Transfer Doc0048710208
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address608 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1034
Transaction TypeMortgage
Record UpdatedJul 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address608 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1034

Mortgage

Document Number0055840831
DateJun 23, 2022
Book Page5584/831
Instrument2022062493
Lender
NameJAX FCU
TypeCredit Union
AddressJACKSONVILLE, FL 32204
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 22, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address608 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1034
Transaction TypeMortgage
Record UpdatedAug 31, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address608 PROSPERITY LAKE DR, ST AUGUSTINE, FL 32092-1034

Mortgage

Document Number0053480532
DateAug 20, 2021
Book Page5348/532
Instrument2021092097
Lender
NameJAX FCU
TypeCredit Union
AddressJACKSONVILLE, FL 32204
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateJan 24, 2020
Property Address608 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1034
Document Number0048710208
Book / Page004871 / 000208
Instrument DateJan 17, 2020
Instrument5758
Transaction TypeTransfer
Record UpdatedFeb 12, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address608 PROSPERITY LAKE DR ST AUGUSTINE FL 320921034, ST AUGUSTINE, FL 32092-1034

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJan 11, 2018
Property Address608 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1034
Document Number0044891444
Book / Page4489 / 1444
Map ReferenceMB37 PG68-79
Instrument DateDec 29, 2017
Instrument2018002560
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address608 PROSPERITY LAKE DR, 608, SAINT AUGUSTINE, FL 32092-1034

Transferred To (Grantee/Buyer)

NameVerified Name
Address1613 HAWKCREST DR, SAINT JOHNS, FL 32259-2970

Mortgage

Document Number2018002561
DateJan 11, 2018
Instrument2018002561
Lender
NameFIDELITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2048

January 2018: Grant Deed

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateJan 11, 2018
Property Address608 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1034
Document Number0044891441
Book / Page004489 / 001441
Instrument DateDec 28, 2017
Instrument2558
Record UpdatedJan 22, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address608 PROSPERITY LAKE DR ST AUGUSTINE FL 320921034, ST AUGUSTINE, FL 32092-1034

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address608 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1034
Document Number0043210302
Book / Page004321 / 000302
Instrument DateJan 18, 2017
Transaction TypeMortgage
Record UpdatedFeb 9, 2017
Title CompanyTITLE AMERICA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address608 PROSPERITY LAKE DR ST AUGUSTINE FL 320921034, ST AUGUSTINE, FL 32092-1034

Mortgage

Document Number0043210302
DateJan 24, 2017
Book Page004321/000302
Instrument5459
Lender
NamePARKSIDE LNDG
AddressSAN FRANCISCO, CA 94103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 23, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$205,310 (+2.7%)$320,588 (-1.21%) Land $80,000 Building $240,588
2025$2,504.00 (+14.08%) Homeowner's exemption$199,912 (+5.99%)$324,514 (+2.41%) Land $80,000 Building $244,514
2024$2,195.00 (+2.19%)
2023$2,148.00 (+3.47%) Homeowner's exemption$188,619 (+3%)$316,874 (-0.06%) Land $85,000 Building $231,874
2022$2,076.00 Homeowner's exemption$183,125$317,072 Land $78,400 Building $238,672

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 81 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies81 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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