609 Meadow St, Spencer, NC 28159 Property Records

Rowan County property record for 609 Meadow St, Spencer, NC 28159

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,038 sqft · built 1906
Lot Size	0.55 acres (23,760 sqft)
Owner	2 Individual Names on Record
Last Sale	$23,000 (May 2017)
Tax Bill	$2,250 (2026)
Deeds & Mortgages	Aug 2019 Line of Credit May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`033 175`

Property Details

APN / Parcel Number

Primary APN	`033 175`
Alternative APN	`6343583`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,038 sqft Living Area
1st Floor Area	2,038 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Lot Area	23,760 sqft (0.55 acres)
Lot Dimensions	176 ft deep x 135 ft wide
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	495 sqft
Storage Building	Storage Building

Location & Zoning

Street Address	609 MEADOW ST
City	SPENCER
State	NC
Zip	28159-2230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6:TWO FAM
Legal Description	L7&8 BLK 11 DR. JOHN WHITEHEAD'S ADD. TO SPENCER
Legal Block	11
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	3
Census Block	3023
Census Tract	50700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	609 MEADOW ST, SPENCER, NC 28159-2230
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2019	Deed of Trust, Mortgage · Line of Credit LION'S SHARE FCU
May 8, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2017 · Amount on Record
Deed Sale	May 8, 2017 · Amount on Record
Prior Sale	Nov 18, 2016 · Amount on Record
Deed Book / Page	1289 / 465
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	609 MEADOW ST, SPENCER, NC 28159-2230
Document Number	0013340681
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 MEADOW ST SPENCER NC 28159, SPENCER, NC 28159

Mortgage

Document Number	0013340681
Date	Sep 17, 2019
Book Page	001334/000681

Lender

Name	LION'S SHARE FCU
Address	850 HARRISON RD, SALISBURY, NC 28147-9021

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROWAN NC
Recording Date	May 8, 2017
Property Address	609 MEADOW ST, SPENCER, NC 28159-2230
Document Number	0012890465
Book / Page	001289 / 000465
Instrument Date	May 1, 2017
Transaction Type	Transfer
Record Updated	May 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$46.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	609 MEADOW ST SPENCER NC 28159, SPENCER, NC 28159

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,250.00	$199,120 (-) Land $32,300 Building $166,820	$199,120 (-) Land $32,300 Building $166,820
2023	$2,250.00	$199,120 Land $32,300 Building $166,820	$199,120 Land $32,300 Building $166,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Most Recent Claim	Nov 2006

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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