607 Meadow St, Spencer, NC 28159 Property Records

Rowan County property record for 607 Meadow St, Spencer, NC 28159

Property Summary

Property Type	Residential Vacant Land
Details	1 ba · 1,265 sqft · built 1915
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (May 2026)
Tax Bill	$429 (2025)
Deeds & Mortgages	May 2026 Sale May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`033 176`

Property Details

APN / Parcel Number

Primary APN	`033 176`
Alternative APN	`56521000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,265 sqft Finished Area
1st Floor Area	1,265 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Wood
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	176 ft deep x 195 ft wide
Porch	Porch
Porch Area	187 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	607 MEADOW ST
City	SPENCER
State	NC
Zip	28159-2230
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	.27AC
Legal Subdivision	WHITEHEAD ADDITION TO SPENCER
Legal Block	11
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	3
Census Block	3023
Census Tract	50700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rowan County assessment roll, as of August 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	101 FAIRFAX RD, LEXINGTON, NC 27292-5865
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Warranty Deed INVEST TITLE, INVESTORS TITLE
May 1, 2026	Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 14, 2026 · Amount on Record
Deed Sale	May 14, 2026 · Amount on Record
Prior Sale	May 1, 2026 · Amount on Record
Deed Book / Page	1483 / 122
Record Updated	Sep 20, 2026

May 2026: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	May 14, 2026
Property Address	607 MEADOW ST, SPENCER, NC 28159-2230
Document Number	1483000122
Book / Page	1483 / 122
Instrument Date	May 7, 2026
Record Updated	May 21, 2026
Title Company	INVEST TITLE, INVESTORS TITLE

Transaction

Amount	Amount Recorded
Tax	$47,470.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	May 1, 2026
Property Address	607 MEADOW ST, SPENCER, NC 28159-2230
Document Number	1482000362
Book / Page	1482 / 362
Instrument Date	Apr 28, 2026
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$47,470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1482000363,
Date	May 1, 2026
Book Page	1482/363

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$429.00	$38,000 (-) Land $38,000
2023	$429.00	$38,000 Land $38,000	$38,000 Land $38,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Most Recent Claim	Nov 2006

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Meadow St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures