Rowan County property record for 604 Meadow St, Spencer, NC 28159
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Oct 2024) |
| Tax Bill | $1,970 (2026) |
| Deeds & Mortgages | Mar 2024 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 033 437 |
| Primary APN | 033 437 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,227 sqft (0.12 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 604 MEADOW ST |
|---|---|
| City | SPENCER |
| State | NC |
| Zip | 28159-2242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L4 .12AC |
| Legal Subdivision | MINOR SUBDIVISION |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 50700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Rowan County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 604 MEADOW ST, SPENCER, NC 28159-2242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2024 · Amount on Record |
| Deed Sale | Oct 2, 2024 · Amount on Record |
| Prior Sale | Feb 16, 2023 · Amount on Record |
| Deed Book / Page | 1449 / 813 |
| Prior Transfer Date | Feb 10, 2023 |
| Prior Transfer Doc | 1418000325 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 604 MEADOW ST, SPENCER, NC 28159-2242 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2024 |
| Name | Verified Name |
|---|---|
| Address | 6549 MOREHEAD RD, HARRISBURG, NC 28075-8492 |
| Investor | Possibly a Property Investor |
| Document Number | 0014380101 |
|---|---|
| Date | Mar 4, 2024 |
| Book Page | 1438/101 |
| Name | FARMERS & MECHANICS BANK |
|---|---|
| Type | Bank |
| Address | 26144 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,970.00 (+982.42%) | $174,375 (+979.72%) Land $19,000 Building $155,375 | $174,375 (+979.72%) Land $19,000 Building $155,375 |
| 2023 | $182.00 | $16,150 Land $16,150 | $16,150 Land $16,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 13 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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